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20010483'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />--- AILM 0 ad� (Seal) <br />Jeff fiPT Chme1 ka - Borrower <br />(Seal) <br />r - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hal 1 <br />The foregoing instrument was acknowledged before me this 22nd day of <br />2001 by Jeffrey D Chmelka <br />Witness my hand and notarial seal at , Grand Island <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY-State of Nebraska 4(e'& ROBERTA L. REED <br />My Comm. UP. <br />Notary Public <br />(M- 4R(NE) (9804).01 <br />Page 8 of 8 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />May , <br />in said <br />