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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />N !�- 1C \ an Q, 6\ 'C �0 (Seal) <br />ADRIANA ARROYO - Borrower <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 18TH day of MAY 2001 <br />,byADRIANA ARROYO , A SINGLE PERSON <br />Witness my hand and notarial seal at GRAND ISLAND NEBRASKA <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 Al� <br />Notary Public <br />GENERAL NOTARY -State of Nebraska <br />DEBRA J. KOZAK <br />Vy Comm. EM. A& 30, 2001 <br />(MAR(NE) (9604).03 Page 8 of 8 <br />T <br />in said <br />