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200005070 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Prepayment Rider. <br />�.� (Seal) <br />RON SCHAAF - Borrower <br />a /k /a Ronal R. Schaaf <br />a /k /a Ronald Roy Schaaf <br />(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(Seal) <br />Rae E. Schaaf - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Version 1.0 (10/20/99) Page 2 of 2 LRI93USB <br />