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When recorded, return to: <br />West Gate Bank <br />6003 Old Cheney Road <br />Lincoln, NE 68516 <br />Title Order No.: 1602153 <br />LOAN #: 131396 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is West Gate Bank. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />FHA Case No <br />321 - 3570262- 703 -2038 <br />MIN: 1003601-0000131393-1 <br />MERS PHONE #: 1 -888 -679 -6377 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 1 of 11 <br />c <br />c1 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated July 3, 2017, together <br />with all Riders to this document. <br />(B) "Borrower" is DENZIL J RICHARDSON AND CHEYENNA S RICHARDSON, HUSBAND AND <br />WIFE. <br />NEEFHAI5DE 0915 <br />NEEDEED (CLS) <br />06/29/2017 02:31 PM PST <br />DR <br />