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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />- Witness - Witness <br />(Seal) � � � <br />(1 <br />1/1 a1ILA (Seal) owma Andre uncap <br />u <br />County ss: <br />The,. o iegioing instrument was acknowledged before me this 5 v day of <br />�0fl 1 , by Andre Duncan and Kolb scty o <br />Witness my hand and notarial seal at ( l 4 <1 h in said County, the date aforesaid. <br />My Commission Expires: Cy .i./d4 <br />GENERAL NOTARY- State of Nebraska <br />MARNIE SGHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />NEBRASKA - Single Family- Fannie MaeJFreddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13of13 <br />IDS, Inc. - 30227 <br />201704427 <br />Form 3028 1,01 <br />