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<br />` Attention: MAC X3800 -027 I
<br />LIMITED POWER OF ATTORNEY
<br />KNOW ALL PERSONS BY THESE PRESENTS:
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<br />RB BK 16284 PG 189
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<br />THAT, BANK OF AMERICA, N.A. ( "Owner / Issuer "), a national banking association located at 1800
<br />Tapo Canyon Rd., Simi Valley, CA, 93063 by these presents does hereby make, constitute and appoint
<br />Wells Fargo Bank, N.A. ( "Servicer "), a national banking association located at 8480 Stagecoach
<br />Circle, Frederick, MD 21701, to be Owner / Issuer's true and lawful attorney -in -fact, and hereby grants
<br />Servicer authority and power to take, through its duly authorized officers, the Actions (as such term is
<br />defined herein) in Owner / Issuer's name, place, and stead. This limited power of attorney ( "Limited
<br />Power of Attorney ") is given in connection with and pursuant to a certain Subcontract Servicing
<br />Agreement dated June 1, 2009 and Amended & Restated Flow Sale and Servicing Agreement dated
<br />November 1 2009 (the "Agreements "), by and between Owner / Issuer and Servicer, pursuant to which
<br />Servicer has the duty to provide servicing, administration, and management and disposition services with
<br />respect to certain mortgage loans ( "Mortgage Loans ") owned by Owner / Issuer (the "Servicing
<br />Arrangement "). Each of the Mortgage Loans comprises a promissory note evidencing a right to
<br />payment and performance secured by a security interest or other lien on real property ( "Property ")
<br />evidenced by one or more mortgages, deeds of trust, deeds to secure debt or other forms of security
<br />instruments (each, a "Security Instrument "). The assignment of a Security Instrument, as used herein,
<br />shall also include the assignment of the beneficial interest under a deed of trust.
<br />As used above, the term "Actions" shall mean and be limited to the following acts, in each case with
<br />respect to one or another of the Mortgage Loans or the Property and as mandated or permitted by
<br />federal, state or local laws or other legal requirements or restrictions — including without limitation
<br />federal and state debt collection laws — applicable to Issuer or Servicer in connection with mortgage
<br />loans serviced by Servicer or on behalf of Owner / Issuer as owner:
<br />1. Demand, sue for, recover, collect and receive each and every sum of money, debt, account
<br />and interest (which now is or hereafter shall become due and payable) belonging to or
<br />claimed by Owner / Issuer in respect of the Mortgage Loans and Property, and to use or take
<br />any lawful means for recovery by legal process or otherwise, including but not limited to the
<br />substitution of trustee under a deed of trust, the preparation and issuance of statements of
<br />breach, notices of default, and /or notices of sale (or any other statement or notice that is now
<br />or hereafter becomes necessary or appropriate to protect or enforce Owner / Issuer's interest
<br />' This Limited Power of Attorney is intended to cover Actions, as such term is defined herein, taken in the name of:
<br />Bank of America, N.A. is the successor by merger to BAC Home Loans Servicing, LP, formerly known as
<br />Countrywide Home Loans Servicing LP.
<br />LIMITED POWER OF ATTORNEY TO WELLS FARGO BANK, N.A.
<br />THIS INSTRUMENT PREPARED BY AMIE ELDRED 7315 S DURANGO DRIVE, LAS VEGAS, NV 89113
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