|
� , ..., . �_ _ .
<br /> • }::s-. "."rY - �'s,i�;� - .` .s; � ,,• ..s!=��-: ?..�- .� '.; '
<br /> �v -.�to..F �\ :�'t ^t�li•- :f> c` 4� \. "rX��").1.. - 4, - �� \, .�I.. .'.�.�\�. :Si13.:•'�l.i'.:..�:h�'i.
<br /> _. .J� -�.,�-�,a .�•R :.Y i...: "s. 4r - rl'• ¢�..,,_.. ?.i:.
<br /> -::�. 5� �, - .-� r .i. ..._-.,a.-,• .��::':='Gi','rr'4tiT. 1,r:;:,...�•�-+'.n ;f:::''r.�,nSr; ..yt:
<br /> ��'F*` _ :.�, ,o i ��` r•.�._�i�3":f �;�r',?� .,�s: f' ly�i;c ``1 1.' ydd ...�`'3� l+.v^.::,,,.. ..c5:1., :G `5.�. ;�`r:,,-�c�:i-
<br /> - r. 'N> s•1::' `o� .:�� a '�(� 2,-:-'��„>.,�' - „i� t's�_ 4;1�i 'E�'�';• w'. ,,�• . , � ,� r �•c s , -
<br />'-c �.E�.' .� ��,:Y' ] �� t ''� _):: 4'�e+ 'X.� re�;<3}:;"` ;',�q,i�'�S?'::::i��! xi�'i D'�=;r"', i ,�' ,
<br /> Z� � �,-�;�,'��:x� � c,`� � �,� 4�'.. �j�� �`` �c�: ���{��� .i �� --= �,�+.�,...,-���. �< ��� -
<br /> �..�,a�ti:Sb�S��'-`�_ r:� `` �. E��c�'�F �''d' � 4,i �L. c ��` •����"�tc�fi �^,`�=` tfl+' � �� _ «�s._ -
<br /> C ��
<br /> '__�'_"_ � � ' � ,�,^2� _—
<br /> .
<br /> �� -_<......_.� ----�.��-_--,-,.,_t.,.,...,.. �.._r_.�-_-.�..�.�-�.�- ----- 'wm�`� - --- - --_
<br /> -��.rx:.:�.:a�xa• - . sow --s-•-�+�o� � - -- r� -.�:m-- _-
<br />�4 . " . . � __''. —_ -
<br /> . �--.� '_'__ � �
<br /> ;
<br /> '
<br /> , � � �. •
<br /> . �D. U�LT��Q�gF�'Ltltt'i'Y INS�RI'MEh"4';C�s('itf�TII�G tAW:;s�YERA9II.ITIi , -
<br /> UnifQrm Covenant IS of th�S�r+tp Instnsm�t i�am���fed ta re3d as follows:
<br /> � 15. Uniform secarity lesuatmt�t;��ar�ting Ls�:5f�r.�abiUty.Ti►iF form of Scxurity Iastrument combines uniform covenants Eor�auanal usr. �
<br /> and non-uniform covenants w�ib iimitod vari�ttians by jtttisdittioa tq.cr�nstitute a unifarm securety instnunent covering real property. This
<br /> Security Instrument shall be gflvrsned by Fal�ral lativ and tha t�nr•oi�ttEY:jurisdiction in which the Property is located. ln tHe event that any
<br /> provision or clause of ths 3dnuitp in9ttument or tkte 1�Qte�t1�ti���±r,ih.applicable law.such conf]Ici shall not affect other pruvisisns of this
<br /> S�urity Instn�ment o:thQ i�o;e whic.�can be gii�;:n effsr.:.tiiSthuut:the conflicting provision.and to this end the pravisions of this Se�vriigr �
<br /> � insuument and the Note are destsuerl:o bz se��rabt�.
<br /> E. T[tANSFEIt OF TAfi PRQ•PEI�'!'Y(yR A BEA+'�iC1AL iNTERFS'f IN BORROWER
<br /> Uniform Covenant 17 oF tt�eSxvrit;�Instrum�tt is am��t�3'.o read as follov;s: �
<br /> 17. Tnaster ot tbe Praperry ar•�Bc�tTclf�d Intt�t in 9nTrnxef.if aIl or any part of che Property or an interest therein is sald nr transfeaed
<br /> (or if a beneficiai interest in 8urr��.s is so6�or trre�;fc!reri�and Bonower is not a natural person)without Lender's prior wr€tten consent,
<br /> Lendes may,at Leader's o�5on.dec?�e atl tha si�ms�sec�ise�]by this Seca�rity Instrurttent to be immediateiy due and payable.However,this
<br /> option shall not beexercised by(.e:e�K if.�c�ser.s•n0a�ud:�rized by Federal law.Lender may waive the exercise of this option if:(a)Bonawer
<br /> rauses to Ise submitted to Len�:r infann�sitm tcr�ire�by Lender to evaluate the iatended iransferee as if a new loan were being made to the
<br /> trarLSferet;and(b)L�nder r�ona6t}�c�K�s'mins that Lender's securiry unll not be impaired by the loan assumption and that the risk uf the
<br /> breach of any covenant�:a�c�n:rat:n th"s3 S�lrity Instrument is acceptable to Lender.
<br /> To the extent permitted yy appLCabI.�L�c.,Lender may charge a r�asonable fee as a conditi4a:�.�L.°.nder's consent to the loan assumption.
<br /> Lettder may also require th�tr.usfesee to 8c�s a[l the promises and ageements made in the Note aas�st c�;.:Securitp Instrument.
<br /> `9f Lender exercises sa�:f;rz tion to accelerate,Lc�r.dcr shall mail Borrower natioe a�'acceleratioz c�s�r�x with paragraph 14 hereof.
<br /> �•�,:h notice shall provid�a�-�a�of not less than 30 days from the date the natice is as�.iled within wh9ch Ee.�n..�.t:�may pay[he sums declared
<br /> dt:e.ff Berra�-er fails to per such sums prior to the expiration of sudf�riod,Lertder may,without furttier<�,:sr or demand on Horrower,
<br /> 9nvoke any rere��Pe�mittes�hy this 3ecurity Instrument."
<br /> "Notwi�:s:a.ydittg a safco:iransfer.Eorrower will continue to be a5(igated under the Note and this Securitz Ir�s*rument unless Lender has
<br /> rel�sed Borrower in waiting." '
<br /> E. LOAN CHANGES �
<br /> If the toan secured by the 5ecurity In�tr�rnent is=u�;e=a,o a'��.�i-:fi sets maximum loan cYarges,and that law is finaii�ir�cerprete3 se �
<br /> ;iL:s::ze interest or other la�w�;:.*ges collected or to be c_:_�:r.��d in cay�:;:.:on with th�loan exceed permitted i.rru,then:(1)any such�e;�.n:
<br /> dt,xrEe shall be reduced by the,..c:onnt necessary to reducc�ciEe charge ce�:��:rmitted lirnit;and(2)any sums alre�.�.collected from borrow�r
<br /> which exceeded�P-mitted limits will be refunded to Borrower.Lender m.,��•zhoose to make this refund by reducing the principal owed under the •
<br /> Note or by maki�,�a direc4 paymeni to Borrower.If a refund reduces prin.cipal,the reduction will be treated as a partial prepayment under the :
<br /> Note.
<br /> IN WITNESS WHEREOF.Borrowerha9eaecoteA lhis Adjustable Rate Rider. '� �. �
<br /> ���;� � f.�
<br /> _�� �
<br /> '--=�`' �����" ���r,
<br /> Gene R. �,�ith BORROWEFL
<br /> �''�f�/1�-- )•�il�/'f� . .
<br /> 1(---- � (Scal) -
<br /> Qebra K. Smith �nRROWCR
<br /> /
<br /> -- �-- - (�e�l)
<br /> BORROtVER
<br /> (SIGN ORIGINAI.ONl.Yi
<br /> -� rw
<br /> � . . �
<br />� � r i ' L� ����� �i
<br /> ; � � t - ' � � �
<br /> � � � S , . ,.� , ' � t � � ; _--�—_--
<br /> � � � � 7�e = ' ,'' ; . �
<br /> -� � � v� ',t ` ' - . ��,�-�
<br /> . � �t � �> > ' -
<br /> �� W
<br /> A �v ,-j �.� c:� � � � �.
<br /> .tr �l
<br /> � �'� . '' �, ,� ~�' - �•�
<br /> I_... � , _ _ . �',- �
<br /> �� �
<br /> � M� �x�
<br /> '���
<br /> ��. �.��
<br /> Y 't
<br /> �
<br /> _�
<br /> __ �
<br /> .. � -•-
<br /> _�. rri-`.r"T.>'= _ '4'tir ..... a. ..._,r ;.ryx- . - _
<br /> . .
<br /> ..-. . � .. _�3' —
<br /> -_ _-'.. -- ' ' [- - '-�. _. .�. � '��_ --_
<br /> ___.._ .. __._- ....... ........_:. .. ...._ ' _' _ _ _'__' _ '_�. "' ' - . ..... _
<br /> '._.... ,. . .
<br /> .. . _ - •__ .—, _' .._ . __
<br /> ^ ' I .. . . . ., .'_�.--T^�__._ .._. ,iv� .{ Xtii 1 _
<br /> , ' .-._ . :i T�i�t5 AfM'�A�1��}7.i��1'Yqj�
<br /> °�^i . . . . . . . . . _ a _ "r �7 r �4.:i2tli3fr 4.) � . —
<br /> ". .. � . . . . f! ' " . _ . . . . . _ . . . . .
<br />
|