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<br />NEBRASKA- Sin.
<br />Form 3028 1/01
<br />Laser Forms Inc. (800)
<br />LFI #FNMA3028 9111
<br />201704349
<br />shall for all purposes be deemed to be a covenant and agreement contained in this Security
<br />he phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay
<br />rectly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item,
<br />rcise its rights under Section 9 and pay such amount and Borrower shall then be obligated
<br />to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow
<br />e by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall
<br />Funds, and in such amounts, that are then required under this Section 3.
<br />at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the
<br />e specified under RESPA, and (b) not to exceed the maximum amount a lender can require
<br />Lender shall estimate the amount of Funds due on the basis of current data and reasonable
<br />nditures of future Escrow Items or otherwise in accordance with Applicable Law.
<br />hall be held in an institution whose deposits are insured by a federal agency, instrumentality,
<br />ing Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home
<br />nder shall apply the Funds to pay the Escrow Items no later than the time specified under
<br />shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow
<br />fying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable
<br />nder to make such a charge. Unless an agreement is made in writing or Applicable Law
<br />to be paid on the Funds, Lender shall not be required to pay Borrower any interest or
<br />Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the
<br />shall give to Borrower, without charge, an annual accounting of the Funds as required by
<br />urplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower
<br />nds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined
<br />ender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the
<br />to make up the shortage in accordance with RESPA, but in no more than 12 monthly
<br />ere is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify
<br />uired by RESPA, and Borrower shall pay to Lender the amount necessary to make up the
<br />ordance with RESPA, but in no more than 12 monthly payments.
<br />nt in full of all sums secured by this Security Instrument, Lender shall promptly refund to
<br />nds held by Lender.
<br />Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable
<br />hich can attain priority over this Security Instrument, leasehold payments or ground rents on
<br />any, and Community Association Dues, Fees, and Assessments, if any. To the extent that
<br />scrow Items, Borrower shall pay them in the manner provided in Section 3.
<br />all promptly discharge any lien which has priority over this Security Instrument unless
<br />rees in writing to the payment of the obligation secured by the lien in a manner acceptable to
<br />so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or
<br />nforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the
<br />he lien while those proceedings are pending, but only until such proceedings are concluded; or
<br />the holder of the lien an agreement satisfactory to Lender subordinating the lien to this
<br />ent. If Lender determines that any part of the Property is subject to a lien which can attain
<br />s Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10
<br />on which that notice is given, Borrower shall satisfy the lien or take one or more of the
<br />above in this Section 4.
<br />require Borrower to pay a one -time charge for a real estate tax verification and /or reporting
<br />ender in connection with this Loan.
<br />Insurance. Borrower shall keep the improvements now existing or hereafter erected on the
<br />against loss by fire, hazards included within the term "extended coverage," and any other
<br />g, but not limited to, earthquakes and floods, for which Lender requires insurance. This
<br />.e maintained in the amounts (including deductible levels) and for the periods that Lender
<br />Lender requires pursuant to the preceding sentences can change during the term of the Loan.
<br />arrier providing the insurance shall be chosen by Borrower subject to Lender's right to
<br />.wer's choice, which right shall not be exercised unreasonably. Lender may require Borrower
<br />ction with this Loan, either: (a) a one -time charge for flood zone determination, certification
<br />ices; or (b) a one -time charge for flood zone determination and certification services and
<br />le Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />446 -3555
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