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shall notify Bo <br />shortage in acc <br />escrow, as defi <br />the amount nec <br />Upon pay <br />Funds held by <br />4. Charge <br />Property whic <br />any, and Com <br />; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the <br />can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if <br />unity Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, <br />Borrower shall pay them in the manner provided in Section 3. <br />Borrower <br />(a) agrees in w <br />long as Borrow <br />the lien in, leg <br />proceedings ar <br />agreement satis <br />the Property is <br />notice identifyi <br />one or more of <br />5. Propert <br />insured against <br />not limited to, <br />amounts (inclu <br />preceding sent <br />chosen by Bor <br />unreasonably. <br />zone determin <br />certification se <br />affect such dete <br />Federal Emerg <br />an objection by <br />If Borrow <br />Lender's optio <br />coverage. Ther <br />the Property, o <br />coverage than <br />significantly ex <br />this Section 5 s <br />interest at the N <br />to Borrower re <br />All insura <br />disapprove suc <br />additional loss <br />Borrower shall <br />of insurance co <br />include a stand <br />In the even <br />of loss if not <br />proceeds, whet <br />IDS, Inc. <br />1 111 T A N <br />• <br />• <br />• <br />FHA Nebraska D <br />ower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the <br />rdance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in <br />ed under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender <br />ssary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. <br />ent in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any <br />ender. <br />hall promptly discharge any lien which has priority over this Security Instrument unless Borrower: <br />'ting to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so <br />r is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of <br />1 proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those <br />pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an <br />actory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of <br />ubject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a <br />g the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take <br />he actions set forth above in this Section 4. <br />Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property <br />oss by fire, hazards included within the term "extended coverage," and any other hazards including, but <br />arthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the <br />ing deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the <br />nces can change during the term of the Loan. The insurance carrier providing the insurance shall be <br />ower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised <br />ender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood <br />ion, certification and tracking services; or (b) a one -time charge for flood zone determination and <br />ices and subsequent charges each time remappings or similar changes occur which reasonably might <br />ination or certification. Borrower shall also be responsible for the payment of any fees imposed by the <br />cy Management Agency in connection with the review of any flood zone determination resulting from <br />Borrower. <br />r fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at <br />and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of <br />fore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in <br />the contents of the Property, against any risk, hazard or liability and might provide greater or lesser <br />as previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might <br />eed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under <br />all become additional debt of Borrower secured by this Security Instrument. These amounts shall bear <br />to rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender <br />uesting payment. <br />ce policies required by Lender and renewals of such policies shall be subject to Lender's right to <br />policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as <br />ayee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, <br />romptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form <br />erage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall <br />d mortgage clause and shall name Lender as mortgagee and /or as additional loss payee. <br />of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof <br />ade promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance <br />er or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the <br />ed of Trust with MERS 1/2015 <br />Page 5 of 12 <br />201704335 <br />�r <br />Borrower(s) Initials�� ice! <br />