shall notify Bo
<br />shortage in acc
<br />escrow, as defi
<br />the amount nec
<br />Upon pay
<br />Funds held by
<br />4. Charge
<br />Property whic
<br />any, and Com
<br />; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the
<br />can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if
<br />unity Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items,
<br />Borrower shall pay them in the manner provided in Section 3.
<br />Borrower
<br />(a) agrees in w
<br />long as Borrow
<br />the lien in, leg
<br />proceedings ar
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<br />the Property is
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<br />5. Propert
<br />insured against
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<br />amounts (inclu
<br />preceding sent
<br />chosen by Bor
<br />unreasonably.
<br />zone determin
<br />certification se
<br />affect such dete
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<br />If Borrow
<br />Lender's optio
<br />coverage. Ther
<br />the Property, o
<br />coverage than
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<br />this Section 5 s
<br />interest at the N
<br />to Borrower re
<br />All insura
<br />disapprove suc
<br />additional loss
<br />Borrower shall
<br />of insurance co
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<br />IDS, Inc.
<br />1 111 T A N
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<br />FHA Nebraska D
<br />ower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the
<br />rdance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in
<br />ed under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender
<br />ssary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments.
<br />ent in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any
<br />ender.
<br />hall promptly discharge any lien which has priority over this Security Instrument unless Borrower:
<br />'ting to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so
<br />r is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of
<br />1 proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those
<br />pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an
<br />actory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of
<br />ubject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a
<br />g the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take
<br />he actions set forth above in this Section 4.
<br />Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property
<br />oss by fire, hazards included within the term "extended coverage," and any other hazards including, but
<br />arthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the
<br />ing deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the
<br />nces can change during the term of the Loan. The insurance carrier providing the insurance shall be
<br />ower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised
<br />ender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood
<br />ion, certification and tracking services; or (b) a one -time charge for flood zone determination and
<br />ices and subsequent charges each time remappings or similar changes occur which reasonably might
<br />ination or certification. Borrower shall also be responsible for the payment of any fees imposed by the
<br />cy Management Agency in connection with the review of any flood zone determination resulting from
<br />Borrower.
<br />r fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at
<br />and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of
<br />fore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in
<br />the contents of the Property, against any risk, hazard or liability and might provide greater or lesser
<br />as previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might
<br />eed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under
<br />all become additional debt of Borrower secured by this Security Instrument. These amounts shall bear
<br />to rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender
<br />uesting payment.
<br />ce policies required by Lender and renewals of such policies shall be subject to Lender's right to
<br />policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as
<br />ayee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires,
<br />romptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form
<br />erage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall
<br />d mortgage clause and shall name Lender as mortgagee and /or as additional loss payee.
<br />of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof
<br />ade promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance
<br />er or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the
<br />ed of Trust with MERS 1/2015
<br />Page 5 of 12
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<br />Borrower(s) Initials�� ice!
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