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which currently has the address of 415 S Cleburn St [Street] NEBRASKA - Single Family - FHA Security Instrument - MERS FORM 3028 9/14 Laser Forms Inc. #FHA3028MERS 6/15 Page 3 of 14 TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as a nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Part of Lot Thirteen (13), of the County Subdivision of the South Half of the Southeast Quarter (S1 /2SE1 /4)of Section Sixteen (16), in Township Eleven (11) North, Range Nine (9) West of the 6th P.M., in Hall County, Nebraska, more particularly described as follows: Commencing at a point Forth940) feet easterly and One Hundred Six (106) feet Northerly of the Southwesterly corner of siad Lot Thirteen (13), the real place of beginning,running thence parallel with the Northerly boundary line of Louise Street, for a distance of Sixty -Five (65) feet, running thence Northerly parallel with the Easterly boundary line of Cleburn Street, for a distance of Sixty -six (66) feet, thence running Westerly, parrallel with the Northerly boundary line of Loiuse Street, for a distance of Sixty -five (65) feet, running thence Southerly, parallel with the Easterly boundary line of Cleburn Street, for a distance of Sixty -six (66), to the place of beginning. Grand Island, NE 68801 -6535 [City, State and Zip Code] 201704275 ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Initials: