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200104312 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />l� <br />s B. McElroy <br />_(Seal) <br />Borrower <br />Borrower <br />_(Seal) 0) _ (Seal) <br />Borrower Devra A. McElroy Borrower <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this �f �I,,,1� Y1�a.y .200 1 <br />by James B. McElroy and Devra A. McElroy, Husband and Wife <br />Signature of Person taking ackno edgment) GENERAL NOTARyState of Nebraska <br />Title or rank 1q VICKY J. ZABKA <br />( ) My comm. UP. Dec. 30, 2002 <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 12/02/2000 <br />Borrower <br />Form 30281/01 <br />