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BY SIGNING BELOW, Borrower accepts and agrees to the terms and <br />covenants contained in this Residential Construction Loan Balloon Rider. <br />LAS BOO <br />JE <br />IFER <br />Multistate - Residential Construction Loan Balloon Rider <br />Ellie Mae, Inc. Page 2 of 2 <br />(2 — (1 (Seal) <br />D TE <br />7 / (Seal) <br />DATE <br />GCNSTOBRDU 1016 <br />GCNSTOBRLU (CLS) <br />201703985 <br />