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1111 1 1 7 1 income, payment history, government monitoring information, and information about account balances and activity. In addition, I understand and consent to the disclosure of my personal information and the terms of the Trial Period Plan and this Modification Agreement by Lender /Mortgagee to (a) the U.S. Department of the Treasury, (b) Fannie Mae and Freddie Mac in connection with their responsibilities under the Home Affordability and Stability Plan; (c) any investor, insurer, guarantor or servicer that owns, insures, guarantees or services my first lien or subordinate lien (if applicable) mortgage loan(s); (d) companies that perform support services for the Home Affordable Modification Program and the Second Lien Modification Program; and (e) any HUD certified housing counselor. O. I agree that if any document related to the Loan Documents and /or this Agreement is lost, misplaced, misstated, inaccurately reflects the true and correct terms and conditions of the loan as modified, or is otherwise missing, I will comply with the Lender's /Mortgagee's request to execute, acknowledge, initial and deliver to the Lender /Mortgagee any documentation the Lender /Mortgagee deems necessary. If the original promissory note is replaced, the Lender /Mortgagee hereby indemnifies me against any loss associated with a demand on the original note. All documents the Lender /Mortgagee requests of me under this Section 4. O. shall be referred to as "Documents." I agree to deliver the Documents within ten (10) days after I receive the Lender's /Mortgagee's written request for such replacement. This Agreement may be executed in multiple counterparts. P. That, if I am in bankruptcy upon execution of this document, I will cooperate fully with Lender in obtaining any required bankruptcy court and trustee approvals in accordance with local court rules and procedures. I understand that if such approvals are not received, then the terms of this Agreement will be null and void. If this Agreement becomes null and void, the terms of the original Loan Documents shall continue in full force and effect and such terms shall not be modified by this Agreement. Q. If I receive a separate notice from Lender /Mortgagee that I am required to attend additional debt management counseling, I agree to promptly attend such counseling and provide evidence of attendance to Lender /Mortgagee upon request. R. I acknowledge and agree that if the Lender /Mortgagee executing this Agreement is not the current holder or owner of the Note and Mortgage, that such party is the authorized servicing agent for such holder or owner, or its successor in interest, and has full power and authority to bind itself and such holder and owner to the terms of this modification. (SIGNATURES CONTINUE ON FOLLOWING PAGES) FHA /JPMC MODIFIED MULTISTATE HOME AFFORDABLE MODIFICATION AGREEMENT — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT ver. 04_28_2017_23_01_01 WF466 /Form 3157 3/09 (rev. 2- 23-10) MOM IIIH 201703951 Loan Number 1969272084 CR43862 (page 7 of 10 pages)