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<br /> UtitFUR�1Ct��'E�!►��S Borroa�raitd[�c��i�ferti�1c�iat�tancl:��rcc:�;t:�p;n�. '
<br /> 1. Payment of t=ri�ci�si ae�fa��;r�r.:'rc��3mer.!«r.�I�:e r"hsr�es. E3��i�e»er�fl:l�I�+f•��n�?tt,s..t',�� t�h��n dur
<br /> tAe pnncipa!uEaiid interesc�►�the debt cy�der.�ee!hy the tiatc,�ird an� �+re�a�rnent a�id late cltarg��duc un.t�t�t;�c tii,tr.
<br /> 2. F'undsforTnsesattdlnsurestrc. tiut��crt s<<a��x�l��ahtel.11l t�Ilt4:11�CItICII t1:11►CC h�I�;Ut�L•T,`t<1f��f��tv�rh:tit pa}
<br /> � to[..ertder c�n the day manthly�±a}ttr:ntt are duc unc.ter th;'��►tc,uut�t tt�� ti'atc i4 p��d�n futl,a�tint("fr'un�p!`j eyual a�
<br /> one-swelfth of: ta) }early taxe�. and ati`��+��z�:�►t� wt�rch Rt1d' attam �+ri��nt�� ���er ttnti �e.:unt� [.i�,�4u�tt�:n�, ��!1? Mcarly
<br /> teas�hold payment� ��r ground rents �» the Propesty, �f any, (ci }ear!}• tiaearJ �ntiursnce pren�iunts. and ��t!.Eearl��
<br /> mart�ge irsurance grcrstinrns.��ar,}�.Th�e etems aze call,:d"c�crc�w� iten��" Lcnder ma�ectimate tye Fundsc dU�i•n the
<br /> basis af current data and reasonabte esumates of fuwrc escrcnc ttems•
<br /> The Funds shall be hetd in an instituti�n the deposits or arcounts of u hcch are�nsur�d or guar:�nr�;�d b;'1�fC(II:C3J OI
<br /> •state agency(inclading Lender�f t�ender is such an institutiore). Lender shall apply the Funds ta•pa,�thu ac;:r�tv items.
<br /> I.ender may not eharge for holding and appSying the Funds,anal��r.it�g�he account or verifs in�t�e e�ec�a�v:it�•ms, untess
<br /> Lender pays S�nower interest on the Funds and applieable!a«p.rm�t�s Lender to make such a ch�trga. Borr6rver and
<br /> Lender mai agree in writing that interest shall be paid on the Funds. Unless an agreement is ma�da ori applicabfr law
<br /> requires interest to b�paid. Lender shall nat be required to pa}Borr��aer an}° interest cr earsings a�l.the Funds.Lender
<br /> shalf give to Borrow�er.aithQUt charge,an annaal accounting oF the Funds shmving credits and de'oitt:.te t�e Fuads and the
<br /> putgase for u•hich each debit to the Fundc�ras made. 1'he Funds are pledged as additinnui secur't;r;fi:r the sums secured by
<br /> : tAis Secvrity Instrument.
<br /> [f the amaunt of the Funds h�ld by Lender,together with the future mnnthl;t pa;�mants of Funds paya�Ie prior to
<br /> the due dates ef the escrou items,shall exceed the amount required ta pa4 tt��escraw it�:mc when due,the excess s�'_Y.
<br /> a�1�srewzT s:�tion,eith�r promptly repaid to Borro�►er or creditea tn�nrrower an monthly payments of Fun�s-�:Z`.
<br /> • a::.+�-:a`'•=.:�F+�nds held 6y Lender is not sufficient to pay the escron item�tiv�en duv,Borrotiver shaII r�:�t�.L.etec.�:a:1•
<br /> z.�:-o�.:�.�a�:.��.+'_:o m�ke up the deficiency in one or more pay�rtent�:as required by�:I:Nnder.
<br /> UFe�n:,r�;-.�t�fall of all sums secured by this Securty Instr�ment; i.ender�YcaLl Frampth� c.:`.�-c't�� E����c���r
<br /> a-; Funds hei��'�;� �.:.r.a:r. ICunder paragraph 19 the Pr�pert.: rti sald or�acqnir�d by Le�-ue-.L.en��r szw'�appi_:.ro L:er
<br /> ts:�r_immediatei�rr.c�z����:.�sale of the Property or ns acquis.ition h��L�ync•:-..s��� FL-�3��i�`�5-L�^:et at the t:.-::e of
<br /> arr:�icationasacre�t�4:.�-��.2;resums�ecuredbythiSSecur.r:Itistratnent_ . ••
<br /> 3. Applicar�n a�L��ments. Unless applicablt lbtiv p!77�`7dE5 OlF1fRY1SP.�a;F�a�•,^-e-t5:e:e::�:by Lender under
<br /> paragraphs 1 and 2 shali 6e applied:6rst,to late char�eti due undrr the Note:second.tn pr:�a�mec:t e;�arges due uade�the
<br /> ��te;third.taarnounts Fz�able under paragraph 2:faur*h.tn inter�t due:and last,to principal due.
<br /> 4. Charges;Gie�s. Horrower shull pay all in�es,uss�ssT�eats,char_��,fine;and imposir.�n�s'�'�.`^cc:=`�e ea tl�e
<br /> �W�xr�ty vi:tsi:h. r�tav a�:�� priority o�•er thi� Security In�cr�rme^t, and i�:�.ho1d payments ac 5:'G_?��SeC:S, t* a:,;.
<br /> 8�-�n;�et<<�a�C�at cSlese a�ligatinn�.in the mAnnar�rovided in ,G:a�,raph�,ar if not paid i:�twst r�r--:-,L•�.;-r•:.•�.�s�.�:I
<br /> pa� u.'�e:n�n[ime directly to the person o�ved payment.Rarmv�e:�iall promptty furnis?�:r•�:_.e�-ues a_i�•.�:ce4�.-fa---��.::lts
<br /> to�se paid under this paragraph.If A��rrn��cr makes thesr paymcnts directly. Borrnwer si?aiL pram�stL�furnish to Lender
<br /> reczipts evidencing tht payment�.. `
<br /> Borcower shall promptiy ditichergt any lien wh�ch has pnarity ovrr this Security Instrument unless Bormwer.(a)
<br /> agrees in writing to the payment of'the nbli@ation secured by the lien in a manner acceptable to Lender,(b)contest�in good
<br /> faith the lien by,or defendti agamst enfi�rcement nf the I�en in, legal pmceedings which in the Lender's opinion operate to
<br /> prevent the enf�rcement c►f the I�en�r farfciture of any part nf the Property:ur(c)secures from the holder of the lien an
<br /> agreement satisfactory to f.endcr Suhord�nating thc licn tc>th�ti Security Intitrument. !f Lenderdetermines that any part af '
<br /> the Property is subject ta a lien which may attain priority nver this Security lnstrument. L.ender may give Aorrower a
<br /> notice idenEifying the lien. I3nrrower tihali tiatisfy ihe lien or take one or mnre c�f'the acuun�,set forth abme within 10 days
<br /> of the givinB oPnotice. � ::
<br /> 5. �iazard Insurunee. 8nrrativer tihall keep the impr�vemr:nts nc�w exi4tin�ar hereaf'ter erected c�n the Pcaperty '�_',
<br /> insured again�t lass hy fire,ha�ards included within t he term"rxtended cuverage"and any other hazards for which Lender ''
<br /> rb��ires tns,urance. This insurance shall he ma�nta�ned in the amrn�nts anu fisr the periods that I.ender reyuir�w. The
<br /> .rsG:ance carriet providmg thr insurance�hal! be chn��en hy Harrower subjrct !o Lender'ti approval which shaU not he
<br /> unreasanably withhetd. '�
<br /> Aq insurar►ce polrcies and rencwah th�ill he acceptahlr to I.cnder and �haU ui�lu�e.::standard mortgage clause.
<br /> Lender shaU have Q:e r�ght lo hold the pnlic�e+and renew.�ls. If Lcnder reUU�reti.Rorro«c:�'��'1 prc,mpUy give to l.ender
<br /> a:z�eeeipts nipatd prem�umc and renewal noures.In the evcnt oi'Inss,Hurrnwcr 4haU gi�c rr;m�t ar..•.ce t�the insurance
<br /> ��r.ri:rand Ler�cr.tn:ridcr may mukc pruuf of b�SS�P n��t m.idc promptly hy 13crrnw•cr. '•".
<br /> �..^.�c.'S5�f.�::fIfIC�311(I H{1fflriYt�f�lFlffWlht'�lb��t 111 WClll(1�;.ItISUfdtIC('�ff7CCt'dti 111ti��Ft:,"�;:t;d:i� :C�:�1(itllffil C:r eepair '':'
<br /> oF t;� �'ro�aer5y damagcd, if the rctitorauun or repair is ere�nomtcalJy feasihlc and l�nd�r�.w;:curitti i�,nat les�rnc� if the
<br /> r.�ta:�pon ��r repair i�r►ot ca�nnmically fea!��blc ur I,endrr'�ticcunty would he.as�enrd, .ne imursct.;:;�roceeds tihall be
<br /> a,��:ied to the�ums secured by this Security In�,trument, whciher c�r not ther� cfce, w�rth rny rxce.�^�:: to Rorrower. If
<br /> �c�rrower abandons the{'ruperty,c►r duc�nnt answer�vithin �0 d.iys:�notice from Lcndr•that thc i.;s�rancc carrier has
<br /> �ffered tc+�ettle�clai�i►.then Lender muy cull�cl Ihc in�uranre praceeds.l.endcr may u4c��:�praceeds to repair or retitore
<br /> the!'rnperty ur tn pay�um�tiecurecl hy thiti Secunty Instrumcut,w•hether or not then dur. "�he�0-day�eriod w�p hegin
<br /> �vhen the nc�ticc es given.
<br /> U��Iccs t.ender and E3orrnwer ntherwi!�e agrer ui writing.any applicaUnn��f pr�iceeds tc�principal tihall twt extend or
<br /> pc►st�ne thedue date t�f the mnnthly p.�ymrnt�referred ta m paragrc�phv i and 2 ar change the am��unt of the paymeut�.If
<br /> usider paragraph 19 the Yr��perty is acywred by l,e»drr.13orn•wer's nght tu any inwrance polieies and prc�ceedti retiult�ng
<br /> frnm dam.ige tn the Ymperry pnnr tc��he acyuiciunn shalt pasS tn l.cndcr tc�the catcnt uf the�ums�ccured by thi�Sccurity
<br /> Instrumcnt immcdiatcly prinr t�Ihc acyuisuiou.
<br /> 6. Pre3ervation and A7aintens�ncc of l'roperly;l.cas.holds. li��rrnwcr tih:�ll nnt dctitroy.d.:r.;i�•:c�r ti�shslanhally
<br /> .�=::gc�he Pr�perty. all��w the I'r�,perty tu Jetctu�rate ut c�,rnm�t w•atitc. lf thi�Sccunty Inttrun;::•.� :� c�u a Icauhold.
<br /> �i-rrower�ftall cu�nply w�th tlte pr��vnt��ns of the Iratie,a�td if Hntruw•er acquirc�Pee title In the 1'mpers:,t hc Ica�ehold and �.._. -.-_�.
<br /> fee ss'.�sh.:if^�4 rnrrge unless Lc��der agrees tc�the merger in writmg.
<br /> '. s�"°QC'�c�ion �sf I.ender's RiRhts in the Nroperty: �turt�a�;e Insurance. If Nc�rr�>wcr �:>�!� tn rer`.�-r.� the
<br />' e:z�^�c°:�zc�:��,_rc�R;c+tt�.cuiriamrct m th�ti ticcunty In�trutnruL nr thcrr��a leE:al�u��cccdmk th;�t tt:�.. t•�:;t�r�^::. a`.?��ct
<br /> i�:s:��s'�,.�p<< .�: :'r.c Prc,prrty (�urh ati a pr�,cccdmg �n ha»kruptcy.��r�,bate. f��r cnndcmnat���r� �- ��: rn,�c::' .{"hl f`:
<br /> . w•..:1'.,:,.°•� ;'.�s�1 ender nt.�y�T��.����i ray fi�r wii;rte�er it nece�tiary t„prc�tcct the�aliie u1 tft�•1'r„hr;��: .r��;:?.ec:t��r�-:�ht�
<br /> ;.-veitc 's'r:•.;+e:`:+. I.cndet't acl�nn�may uuludc �.1)Itt�;80V tilliiri tifCUfCII F�� :!)ICII t�IUCIt II.1���tl��t:!� ,•�Cr th��>r:untt p:�
<br /> � "'�.ti'-umettt,a�reattng m court.pay�mg teci�nuahle.�tt�anc}�fee�;unt entennr�nn the I'r����erty 1��mai.�re�+�nr. Alth�niEh ���
<br /> i.:�::drr may takeaclio»under th��par:��rapti 7.Lcndcr d�,cv ni•t harc tu d����,.
<br /> Any am��un1�:d�cbutced h�•1 end�•t undrr thiti pata�;ta�+h 7�lral)hr<<�me aJdW��u.�)e!eht„t N��rrc��tirr tierured hy tln� J'�
<br /> tie�urny le��trumcirt t'nle�t 1'i,ttnwcr,�nt)(.cndcra�;rcc tnnt}ter tcrne���f��.i}rncut.thr.c enu�unl��h�►If hc,�r nitrte�t f'r�mt r'
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