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<br /> D. U�IffOAi�!SECLJRITY ItiSTRUMEMT;GOYERN9NG LAW;SEVERABILITY
<br /> Uniftirm Covenanc!5 of the Security Instrument is amended[o read as follows:
<br /> � 15• Uattorm seEar[ty i8traaarst;�rtraIBg G�v;SeretaDil�ty.This form of Securify Instrument combines uniforae rnvenants for nariona!use
<br /> and noa-ttniform�sovenants with timited variations by jurisdiction to constitute a uniform security instrument covering real progerty. Yhis
<br /> Security Irtc.tmment sh311 bz�overaed by Fedetal laa and tk�la�v of the jarisdiction in�+hich thc Progcrty is located.tn the event thac any
<br /> pravision or clause of this Security Instrument or the Note conflicts with applicabte law,such contli�ct shall not affect other provisions of this
<br /> Security Instrurnent or the t�ote which can be given effecc v,-ithout ths corflicting pro+�ision. and to this end the provisions Qf this Security
<br /> Insuument and tD�e Note are declared to 6e severabte.
<br /> E. TRANSFER OF THE PAOPERTY OR A BENEF[CIAI.i.'�PI'EREST IN BORROWER
<br /> Unifotm Covenant 17 of the Security instrument is arrtended t9 read as follows:
<br /> 1T. Traacfer ot¢Iu Property or a SenefcrW Ietr�est tn Boira�rer.if all or any part of the Property or an interest therein is sold or transferra,i.
<br /> (or if a 6enefc':a{interest in Borrower is svid or cransferred and Bonower is not a naturat persor��wethout Lender's prior aginan co���.
<br /> : Leader may,ai Lender's option,declare all the sums secured by this Security[nsuwnen[to be immediate[y due aad payable. However,c.'��s
<br /> optiQn stsall not be e�cereised hy Ler.der if exercise is rtot autf?cr:.ed by Federal iaw.L,ender may waive Ihe exerrise of t':;s option if:(a)Borrowc-
<br /> cau�to be svbraittM td Lende:informatian reqLired 5g�ee�:r to ecaluate the intended transferee as if a new ir�r�wete being made to thc
<br /> transferee;aztd(b)Lender reasonably deterc�ines:hat LenCei s securicy a•ill nat be impaired by the loan assump���and that tl*.e risk of the
<br /> breach of any covsnant or agreernent io this S�Jr,'2y f n;trument is acceptable to Lender.
<br /> To the extent permitted by applipble law.Lender may charge a rrasonable fee as a condition to Lender's c•a=s�*,::tn the l�an assumptioa.
<br /> Lcader may alsn require the vansferee to keep alt the promise5 and agreements made in the Note and in this Sece�ti:;�L-�.^.rument. '
<br /> "�f l.ender exercises such op[ion to accetera[e.Lender snail mail Banower notice of acceteration in accordance w�tb para���h 14 hereof.
<br /> Such notise sha11 provide a periad of noc tess th�n 30 days frasn the date t�e:zotice is mailed within wt�ich Bonower may pay tne si�s declared '� . "
<br /> due. If Bosrflwtr fails tn pay sach sums prior!c the e�piratian of such period, Lender may.without further notice or demand�an Borcower, .
<br /> invoke any remedies permitted by�his Secunty-Instrument_•' '
<br /> "Notwithstanding a sale or transfer.Sorrawer will continue to be obligated under the Note and ihis Security Ins*rument untess Lender bas
<br /> released Bonower in writing." � �
<br /> F. LOAN CHANG�S
<br /> If the loan secute6 by the 5ec�:rity l�strument is subject•ro a law which sets maximum toan charges.and that!aw is Gnally interpreted so
<br /> that the inurest or other toan charges coftected ar to be col�z.�e�in connection witF t:�_l�an exeee��ermitted limits.then:(1)any such toan •
<br /> charae ihal!be reduccYf by the arnount necescary to ceduce the charge to ah�:�ermiued L'�ir a�ui(2}a��sums aiready collected from barrower
<br /> whIeh excYeded pet�ritted limits will bc refunded to F3orrawer. Lenrtcr rnay ci�aose ta n,ake th;s refun�by reducing ihe principtd owed under the '
<br /> Note or by making a direct payment co Borrower.If a refund reduces principa).the reduction will be treated as:�oariial prepayment under the �
<br /> Notc.
<br /> IN WIITIE�S i�i HEREOF.Borro�ver lnas ezecuted thts Adjustable Rpte Ridet.
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