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<br /> UNIFORM COYENAV75 Borrawua�d l.endercovenant 3nd agree as follaws:
<br /> � I. Pay�►ant ot Principal and Interes�PrepaymeeE ond�te CA�rges. Borro�•er shall promptly pay when due
<br /> the principa)of and interest on the debt evideaiced by the Note and any prepayment and late charges due under the I�iote.
<br /> 2. Fea�s[os Tuesaad Insauaate Subjccc;o a�tplicable taw or[o a written waiver by Lender.Borrower shai!pay
<br /> to Lendar�n the day monthly payments are due urtdtr the Note,unti!ehe Note is paid in full,a sum f"Funds")equal to
<br /> ono-twelRh of: (a�yearly taxes and assessmenu which may attain priority over this Security Instrument; (b) yearly
<br /> tasehold payments or ground rents on the Property. if any; (c) yearly hazard iRSUrartce premiums; and (d) yearly
<br /> mortgage insurance premiums,if any.7'hese items are called'•esrrow items."Lender may estimate the Funds due on the
<br /> basisofcurrent d3ta and srasonable estimates offutureescrow iterns.
<br /> Ttte Funds shall be hcid ia an inshtutian the deposiu ar accounts of which are insurcd or guaranieed by a federal or
<br /> state ageney(inciuding Lender if Lender is such an institution). I.ender shall apply the Funds to pay the escrow items.
<br /> Lender may not charge for holding ansi aQpIying the Fumds.analyzing the accaunt or vrriPying the escrow items,unless
<br /> Lend=r pays Borrower interest on tht Funds and applicable law permits Lender to make such a charge.Bonower artd
<br /> Lender may agra in ariting that inttrest shalE be paid on the Funcis. Uniess an agrcement is made or applicable law
<br /> requires interest to be paid,Lender shait not be required to pay Borrowes any interest or earnings on the Funds.Lender
<br /> shall gr�ve to Borrowu,R ithar�charge,an artnual aceounting of the Funds showing credits and debits to the Funds and the
<br /> purpose for which each detsit t�the Funds was made.The Funds are ptedged as additional stcurity for the sums secured by
<br /> this Sesurity Instrument
<br /> If the amount of the Fands hd�by Lender.together with the future montbly payrrtErsts of Funds payable prior to
<br /> the due date.s of the escrow items,shall exceed the amount required to pay the escrow itans w hen due.the eacess shall be,
<br /> at Borroaer's optian.either promptly repa:d to B�rrower or credited to Borrower on monthly payrstents of Funds. If the
<br /> amoant of the F�snds held by Lender is not sutHcient to pay the escrow items when due.Borroaer sh�!!�ay to Lender any
<br /> amount nocessary to make up the deficiEttcy ir�one or more pay mea�ts as required by Lender. �
<br /> Upon payment in full of all suBSS secured by this Security Instrument. Lender shall�.ramptly refund to Borrawer
<br /> any Funds held by Lendes.lf under p3ra�;raQ�a 19 the Property is sold or acqu�red by Lender.Lender shall apply.no later
<br /> than immediately prior ta th•sale of the Progxrty or its acquisition by Lender,any Funds held by L�r,der at the time of
<br /> application as a credit agaia±st the suras secured by this Secarity insttument. •
<br /> 3. Applieattos of PaymenSS. Unless applicable law pravides otherwise,all paynser,t�eecei4�d by Ltnder under
<br /> paragraphs 1 aad 2 shall be applied:fisst�to la¢e charges dce ur.der thc Note:second.to pre{s,�r r�,e�t�l�agges due under the
<br /> Notr,third,to:,m,s�,�s payab!e ur_��r p..rE,�raph?;faurth,ta interest due;and last.toprinci�l�::e. ' �
<br /> 4. Chuges;Liees. Bgrro�:�er�hall pay aQ;�2xes.assessments.charges,fines and impositi�:i.��tributable to the
<br /> Pr��erty which may attai�s priority over th:s Secu:ity Instrument, and leasehotd payments or gro�ar.d renss, if any.
<br /> Borrower shali pay these obligations in the mar_^r.r provided in paragraph 2,or if not paid in that manner,Bonower shali
<br /> pay them on time d�rectly to the person�;�,ed �ayrc:ent:Borrower shall promptly furnish to b,ender all notices of amc rn?s
<br /> to be paid under this paragraph. If Borrower makes these payments directly. Horrower shalt Promptly furnish to L�nd.r
<br /> recripu evidencing the pay�r.n�s.
<br /> Borrower shall pr�ra�ciy discharge any lien which has priority over this Security lnstsument urnless Borrower:(F)
<br /> agrees in writing to the paycr.ent of thc obtigation secured by the licn in a mana�er acceptab!e to Lender;(b)contests irt goad
<br /> faith thc lirn by.or dtfends against enf�P;emen�of the lien in.legal procudings a�ich irr.tte Lender's opinion ajrerat�s to
<br /> prevent the enforcement of the lien or fnrfeUure af any part of the Pruperty; ar(c)secu°es,from the holder of the li��an ; �
<br /> agrament sabsfactory to d.ender subordinating the lier�to this Security Instr�raent.If'Lenaer determines that any part nf ,� ��
<br /> the Property is Subjxt to a lien which may attain pn�rity over this Secuntg [r.sttumens. Lendcr m��• �ive �c�trowet a �'�'
<br /> natzce i�entifying the lien. Borrower shaA sat�s4'y the lien ar take one or more c.*ebe actie:is set forth nix3.e wst hin l0 days
<br /> of the giving of natice. ,`�
<br /> 5. H�r�Insunnce. Borrower sha11 keep the improvements now existing or tlereafter erected on the Ffa{�erty
<br /> insured against loss by fire,hazards�ncluded wi�hm the term"eatended coverage"and Any other hazards for which Lcn_der �
<br /> requires insurance. This msurance shail be maintained in the amounts and for the�triods that Lender requires. The �
<br /> insurance earri:r provtding the insurance sha11 bc chasen by Borrawer sub;ect to Lendet's approval which shall na':be
<br /> unreasonably withheld.
<br /> All insueir;,e polieies and renewWlv shall be acceptable to Lender and shall include a standard mortgage cla.us:.
<br /> Lender shall hase the nght to hnld the policies and rer.ewals. lf Lender requ�res,Barrower shap promptly give to Lendet
<br /> al!ce:eipts o1'paid premiarns and renewal notices.Irz tl-e event of loss,Darrower shall give prompt notice ta the insurance
<br /> carr.er and Lender.Lend:r r�.�y make proof of luss i4��ot made promptly by B�rrower.
<br /> Unless Lender an�I3�crr�wer otherwise agree in writ�ng,insurance proceeds shall be applied to restoration or repair
<br /> of the Propeny damaged, �f t?Ze restotat:�z or repair is economtcally feasible and Lender's secunty�s not lessened. If the
<br /> resto�ation or repair is no! e;.onomicalSy f,.asible or Lender's secur�ty would be lessened,the insurance prnceeds shaU be �
<br /> ap�!ied to the sums secur��.l^., this Secunty lnstrument, whether or not then due, with any excess paid to Bnrrower.IP
<br /> �,rc�wer abandons the Prc��rty,ar does not answer within 30 days a noticc Crem Lender that the ins�rnnce carrier has
<br /> a�er�to seute a claim,then Lender mati;ollect Ihe�nsurnnce prer,eeds.L,encler may�ise tf���roceeds ro repair or rc�tore
<br />, t1:e L�roperty cr r.o pay sums secured by eh u 5ecuruy lnstrumesr�, �ahether or nol then due. 7'he 30-day period will begin
<br /> wit�;rlte notice�s given.
<br /> Unlas Lender and Bc�rrower olherwise agree m wnting,env applicacion of p-oceeds to prmcip�!sha!!not extend or
<br /> �e.�t�,vne the duc date af ihe monthly payments referred tv in per��;raphs 1 �na Z ur change the amc�unt��f the payments IP
<br /> under parbgraph 19 the Prc�peny is acquired by Leader,ffUrrnwer's nght tc,any mwrbnce pol�ries and proceeds resulting
<br /> f'rom damage to the Property prtor tn the acyu�sition shaU pass to L.ender to tt�e extem c�f the sums secureci by th�s Securuy `'"""--`
<br /> instrument immediately priar ta the ucqu�a�tiun. �
<br /> 6. Preservation and:Naintenence uf Properfjy;I,eiseholds. Burruwer shal l nnt destroy.damage or substant�ally
<br /> change the Propeny, allow the Prdperry to detenorate or caanm�t waste. If th�s 5ecuruy Instrument �s on a leasehc�ld,
<br /> Borrawer sha0 camply with the provis�nns of the leasc.and if gorrower acyu�res fee title tn the Yrovertv.the leasehald and
<br /> fee tirIc shait nat rttttgr untess I.ender agrees tn the merger�n wnhng � �
<br /> 7. Prottctlon u1 t,ender's Rfgbts in the Property; Muttgage lasurance. It Hortuwer fa�ts to perform the ;�
<br /> � cuvrnants�nd agreements cnnta�ned�n th�c Serurny Intitrumenl,e�r there�ti a lega!pr��ceed�ng that may s�gn�ficantly afFect ��
<br /> t,trtdtr's nghts�n the Propetty (such as a prc�cecdm�; m E+ank�uptcy. probare. fur c�mdemnatton or t�. enf�rce law4 or
<br /> regulattbhs).then Lender may d�,anc!pay fnr w�hatecer ic neces�ary to pmtec�the�alue i,Pthe 1'rnprnp errd 1 ender'<n�thts `t
<br /> in the Property l,trtder's aclu�ny may mclude �+ayin�t any sumc cecured by a lien u�htch has rnanty i��er th��tierar�ty �t�p�
<br /> Instrumcnt. �pne�nr��in c�<+ur1.�►av�ng reasnnahle atte�rne�;ti fees and er�ter�r��nn the Vr��pert� tn rn:�kc reG�air� Alth��ugh �
<br /> L.encier may tak��ctu�n undtr tliESparagra�th 7. !end�r dctes not ha�et«dn�E� '•
<br /> l#n�amr}e7nt�dzchuv�ecf hy i etidp►nndet tt�i���.uay,raph 7�he11h«<�tn�•addit��m.�f deht�,f N�>�t�,uer tietureefh� thi�
<br /> 5ecanty Itatstumcrt l'�Ic��13nrr��wetand t ei�sfr.r a�ree ti�rithet rerrn�nf r:�trr:cr,t.t t;ecc am,�unt<<.h,�H he:�r�ntcre;t ttt�m
<br /> the d�tc uf tlichtittt:trct�I ��{ It�C <<�t� r,�rc e�i<f ctf.11l F�e ���:fhlr uit4: ���trrr�t uE,,,n ru�t�,t• ft��rrti E cn�i��� r�. Ii.•r���uc•i
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