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0 <br />a <br />M <br />M <br />U) <br />rn <br />03 <br />DEED OF TRUST LOAN NUMBER: 01030012 <br />PARCEL NUMBER: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 25, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is STEPHEN C. JOEL AND LINDA L. JOEL, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a C014HERCIAL BANK organized and existing under the <br />laws of NEBRASKA .Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 25, 2001 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY —EIGHT THOUSAND AND 00 /100 <br />Dollars (U.S. $ 168, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />UoCUrrrer (Page 1 of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />Form 3028 1/01 <br />2 D <br />M <br />= <br />D <br />Z <br />Fes+ <br />v' <br />.T�. <br />CA <br />o --� <br />p <br />!,D <br />C a <br />Z -=i <br />N <br />--s <br />C!) <br />p <br />O,* <br />'n <br />p <br />y <br />F—+ <br />rT, <br />y <br />m <br />p <br />cn <br />N <br />�K <br />IV <br />CO <br />CO <br />After Recording Return To: <br />�'' <br />cn <br />C <br />cn <br />C11 <br />- <br />20010429' <br />-- . <br />[Space <br />Above This Line For Recording Data] <br />DEED OF TRUST LOAN NUMBER: 01030012 <br />PARCEL NUMBER: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 25, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is STEPHEN C. JOEL AND LINDA L. JOEL, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a C014HERCIAL BANK organized and existing under the <br />laws of NEBRASKA .Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 25, 2001 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY —EIGHT THOUSAND AND 00 /100 <br />Dollars (U.S. $ 168, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />UoCUrrrer (Page 1 of 12 pages) <br />DOCUINEI.VTX 12/01/2000 <br />Form 3028 1/01 <br />