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201703793
<br /> participate in the operation of any business and engage,compensate and discharge business
<br /> managers,employees,agents,attorneys,accountants and consultants;and,in general,exercise all
<br /> powers with respect to business interests and operations which the principal could if present and under
<br /> no disability.
<br /> 4 (G)Insurance and annuity transactions. To exercise or perform any act,power,duty,right,
<br /> or bligation, in regard to any contract of life,accident, health,disability, liability, or other type of
<br /> insurance or any combination of insurance;and to procure new or additional contracts of insurance for
<br /> me and to designate the beneficiary of same;provided,however,that my Agent cannot designate
<br /> himself or herself as beneficiary of any such insurance contracts.
<br /> (H)Estate,trust,and other beneficiary transactions. To accept,receipt for,exercise,
<br /> re ease,reject,renounce,assign,disclaim,demand,sue for,claim and recover any legacy,bequest,
<br /> devise,gift or other property interest or payment due or payable to or for the principal;assert any
<br /> interest in and exercise any power over any trust,estate or property subject to fiduciary control;
<br /> establish a revocable trust solely for the benefit of the principal that terminates at the death of the
<br /> principal and is then distributable to the legal representative of the estate of the principal;and,in
<br /> general,exercise all powers with respect to estates and trusts which the principal could exercise if
<br /> present and under no disability;provided,however,that the Agent may not make or change a will and
<br /> may not revoke or amend a trust revocable or amendable by the principal or require the trustee of any
<br /> trust for the benefit of the principal to pay income or principal to the Agent unless specific authority to
<br /> that end is given.
<br /> (I)Claims and litigation. To commence,prosecute,discontinue,or defend all actions or
<br /> of r legal proceedings touching my property,real or personal,or any part thereof,or touching any
<br /> matter in which I or my property,real or personal, may be in any way concerned.To defend,settle,
<br /> adjust,make allowances,compound,submit to arbitration, and compromise all accounts, reckonings,
<br /> claims,and demands whatsoever that now are,or hereafter shall be,pending between me and any
<br /> person,firm,corporation,or other legal entity, in such manner and in all respects as my Agent shall
<br /> deem proper.
<br /> (J)Personal and family maintenance. To hire accountants,attorneys at law,consultants,
<br /> cl s,physicians, nurses,agents,servants,workmen,and others and to remove them, and to appoint
<br /> others in their place,and to pay and allow the persons so employed such salaries,wages,or other
<br /> remunerations,as my Agent shall deem proper.
<br /> __ (K)Benefits from Social Security,Medicare,Medicaid,or other governmental programs,
<br /> oi'-hiilitary service. To prepare,sign and file any claim or application for Social Security,
<br /> unemployment or military service benefits;sue for,settle or abandon any claims to any benefit or
<br /> assistance under any federal,state,local or foreign statute or regulation;control,deposit to any
<br /> account,collect,receipt for,and take title to and hold all benefits under any Social Security,
<br /> unemployment, military service or other state,federal, local or foreign statute or regulation;and,in
<br /> general,exercise all powers with respect to Social Security, unemployment,military service, and
<br /> governmental benefits, including but not limited to Medicare and Medicaid,which the principal could
<br /> exercise if present and under no disability.
<br /> (L)Retirement plan transactions. To contribute to,withdraw from and deposit funds in any
<br /> t e of retirement plan(which term includes,without limitation,any tax qualified or nonqualified pension,
<br /> profit sharing,stock bonus,employee savings and other retirement plan, individual retirement account,
<br /> deferred compensation plan and any other type of employee benefit plan);select and change payment
<br /> options for the principal under any retirement plan;make rollover contributions from any retirement plan
<br /> to other retirement plans or individual retirement accounts;exercise all investment powers available
<br /> under any type of self-directed retirement plan;and, in general,exercise all powers with respect to
<br /> retirement plans and retirement plan account balances which the principal could if present and under no
<br /> disability.
<br /> 4u (M)Tax matters. To prepare,to make elections,to execute and to file all tax,social security,
<br /> mployment insurance,and informational returns required by the laws of the United States,or of any
<br /> state or subdivision thereof,or of any foreign government;to prepare,to execute,and to file all other
<br /> papers and instruments which the Agent shall think to be desirable or necessary for safeguarding of me
<br /> against excess or illegal taxation or against penalties imposed for claimed violation of any law or other
<br /> governmental regulation;and to pay,to compromise,or to contest or to apply for refunds in connection
<br /> with any taxes or assessments for which I am or may be liable.
<br /> THIS POWER OF ATTORNEY IS EFFECTIVE IMMEDIATELY AND WILL CONTINUE UNTIL IT IS
<br /> REVOKED.
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