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1 � i . � ? - , , � � D. t]NIFORM SECIJRI7Y INSE'RU11�Nf'i':GOVEItNiNC LAH�:SEVERABILI'I'Y Uniform Covenant IS of the Serurity l�strument is sirtended to read as foll4ws: . , � 15. Ueif(orsi seear[ty i�i�n�eat;fnQerning Iiw;Sevenbiliri.Thes forr.�of.�ecurity[nstrumenc ma�tt?�:s uniFurm co�•ena.lss t'a�.tj.�zionat��se and non-uniform covenaats with limited variations by juristiction to en�5t�tpte a uniform securitf•.i�'tSttum;nl covering fea3�tpywtty. This Securiiy[nstni�ent shall be govemed by FederaJ!aw and ihe law af tht jurisdiction in which the Prarerty is located.(n etv:evea►t[hat any provision or cta�se of this Security Instrnment or the hoce conilicts with applicable taw,s�ch confli:t sh2l1 not affect ather provisions of this Security insuutnent or the Mote which can be given effect without the conflicting provision.and to this end the pravisions of this Security [nstrument and the Note are declazed to b�sever�fi's. � E TRAfVSFER OF THE PROPERTY OR A BENEFICIAL Ii�TEREST I[Y BORRpWEA ' �� Unif4rni r'ovenant 17 af tle Security Instrum:nt is amended to read as follows: . � 17. Traasfu mf tbe IPrreperly or a Benefidsl Int�+csf te Son»Wer.lf all os any part of the Psoperty o�an inierest th:rein is soW os transferred (or if a beneficial int�a'sn Borrower is sold�r tmnsferresl and Borrowrz is Bot a natural person):►r�ih��ut Lender•s priar wtitcen consent, , Leaster may,at Lead�r's option,declare atl th%�uns secured by this Security Instrument to be immedtately due and payab2e.However.this ' option shall not br excrcised by Lender if exerc+'sris noi authorized by Federal law.Len�:r may waive the exercise of th�s opiion if:(a)Bonower � causes to be submitted to Lendr�vifarma?son n,quired by Lender to evaJuate the inteuu�xl transferee a5 if a new loan were tring made to the transfera;and(b)Lender reasonabi�dttezmi��that Lender's s�curity aill not be impsired by the loan assumption an�d tt�t the-risk af the � breach of an cavenant or y agrame�:n tius S�uicy Instrument is acceptabte to Lender. � Ta the extent pem�ic[ai by a��k�:abi=law.Lender may charge a reasonabte fee as a condition to Lender's consent to th�Iec�a�.samption. Le�arr.4 also require the transf�r��olceep all the promises�crd agrcements made in tlse Nou and in this Securiry[nstit�ssnt.. "if L'�der eaercises such opr:L�to accete:ate,Lender shai!rnail8osrui;rer notice c3�::rxrleration in accordaaa:wii�i?ar:.�,ra�stc 14 hereof. �� Such aotice shall provide a period of not less thau 30 days from the date ths:�s+:'%,:e is s��within which Sorrov�ir,..-T;�ay 2'r.�nu�declarcd � due.if Borrower fails to pay such surns prior to the expiration of such r�ies. �.endes rrts�,without fiutf::r notic�r•r uemand r,_►3orrower, invokeany remedia permitted by this Security Instrument." � "Notwithstanding a sale or tra.-isfer,Borrower will continue to be obl'sgat:d under�h:'s ate arid cFis��urity Instrument unl�s�.ender has released Borrower in writing." F. LOAN CHANGFS � ' [f the loan suural by the Security Instrumeac is subject te a law which sets maximum loan charges,and that tak:is flnaliy interpreted so � [hat tt-.e interest or other loan charges collected or to be coliec:cn3 in connection with tfie'.can exceed permitted limiu:.ct�:ct:(1)any such loan � . ' charge shall be redu�:cai�Sy the amount necessary to reduce the charge to the p�rmi.ted limit:and(2)any sums already�it:c:e�fir•:�^c borrower . which caceeded permiue�d limits will be refunded tu Bonower.l.ender may choose to make this refund by reducing the�rir�ciG:tl��d��;.ander the • � Note or by making a direct payment!o Borrower. If a refund reduces principal.the reduccion will be[reated as a paiti:�l�1reGayrr��'ander the . � Note. h IN WITNFSS WHERFAF.Borrower h�eztxz�ted lhis A�Jugt�bfe Itate Ridrr. , � 3 �: ? �, �. /` _ r •, �� / .-�t�.r. //� (�"��u-�•,"�37tL!� w_�l<,Cttl.� /I�•.F1�ir.C'->sf G�il� tt (/ ��, � -. _ - �_ ' _..��..�� �ts,�R qciw� eFt��a M. Abel_ toc�nerly lancla M. tiaetm at<a i.ina M. R:;-�tool - --� � �� '" . !L �_-�(5ea!) ,..+ �. , fiORROWER R�;�nd J. Alx-.I ::a - - -- -—-- - —-- ��.------(S:al) . HORItOWk:lt (SIGN(1{tlCilNAL UNLY► ( � ii x . . �O � O � A A ! � � ' � 1• v r.t �� •._:._-__�- h � , __.. y . :t � �� . ' � � . �� . ;� . � ' _7� �- . : � m � � � N � `�� � � � � > �� � * , ,. � ._� -. .. _._ _________----_�---- s��y�"'..-?`*$'':' -•i�.�� ..-i�@�4R!'4� Tf.r -�_� — .______—�_— ._-.�_..�_��r�n��c�nT-.� ��...�- � . . . ..-. . — ......�....,.-.� _. a; r— - .¢vv_:it.:5�'..i.�.n.= .r�___— � . . �-�z.-. �.�m.. � ' __��_ , _.__ :=-:,_....._ ... . - . y.:.,�...a . . _' ' — _ _- _�� . ._—.. '—. -�;, . _.. i ... s. . � - _ .- -_ .---. —��—-.� �—+—t—�-n.—t= - --—� _ =7'"'�--- .:..�# . r . .:. . . �� — .�,. • : . -. -� . _ _ _ _ ... .. . -i. .i _ ,� - _ S 3 ...�_' " ,,t .. ' . _ ' �' . � .. _•'�`, . � � P . � . . . . • a . � - .