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RESIDENTIAL CONSTRUCTION LOAN <br />BALLOON RIDER <br />LOAN #: 16410 <br />THIS BALLOON RIDER is made this 1st day of June, 2017 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br />of Trust or Security Deed (the "Security Instrument ") of the same date given by the under- <br />signed ( "Borrower ") to secure Borrower's Note (the "Note ") to Pathway Bank, a <br />Banking Corporation <br />( "Lender ") of the same date and covering the property described in the Security Instru- <br />ment and located at: 4071 Anne Marie Ave <br />Grand Island, NE 68803 <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows (despite <br />anything to the contrary contained in the Security Instrument or the Note): <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE <br />ENTIRE PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN <br />DUE. <br />LENDER IS UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT <br />TIME. THEREFORE, YOU WILL BE REQUIRED TO MAKE PAYMENT OUT OF <br />OTHER ASSETS THAT YOU MAY OWN, OR YOU WILL HAVE TO FIND A <br />LENDER, WHICH MAY BE THE LENDER YOU HAVE THIS LOAN WITH, WILLING <br />TO LEND YOU THE MONEY. <br />IF YOU REFINANCE THIS LOAN AT MATURITY, YOU MAY HAVE TO PAY SOME <br />OR ALL CLOSING COSTS NORMALLY ASSOCIATED WITH A NEW LOAN, <br />EVEN IF YOU OBTAIN REFINANCING FROM THE SAME LENDER. <br />Multistate — Residential Construction Loan Balloon Rider <br />Ellie Mae, Inc. Page 1 of 2 <br />Initials v <br />GCNSTOBRDU 1016 <br />GCNSTOBRLU (CLS) <br />05/30/2017 09:13 AM PST <br />201703683 <br />