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1 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Borrower Ada E Hernand <br />Edgar Fernandez - Mendez <br />STATE OF NEBRASKA, <br />The ore oing instrument was acknowledged before me this <3° day of <br />, by Edgar Fernandez- ende n A¢a E Hernandez de Fernandez. (J <br />Witness my hand and notarial seal atj,r(,?,12 in said County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />- Witness <br />• z de • / "nandez <br />County ss: <br />201703582 <br />- Witness <br />Seal <br />- Borrower <br />