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<br /> li'JIFORM CQdE:�p�'TS Bonower and Lender covenant and agrer as follo�vs: �Q�O����
<br /> � t. Paymeat of PrincIpa!and I�3eres�Prepaytneet and Ls�te Chuges. Borrower shall �ronnptly� pa� when due
<br /> tht pnncipal of and interest on the d�t e��idenced by the Note and any prepayment and late charges d�:under the No:e.
<br /> ' I. Faads[os T�es aad les�usace. Sub}ect to applicable law or to a wntten waicer by[.ender.Bo:rower shall pay
<br /> tv L.ercder on the day[�ianthly payments are dur under the Note,until the Note is paid in full,a sum ("Fun�.s")e4�:a1 co
<br /> one-taelfth of: (a�.yearly caxes and acsessments which may attain p�iority over this Security Instrumtnt; (6) vearly
<br /> Iasehold payments or grouad tents on the Property. if any; (c) yeasl� hazard insurance premiesms; and (d) yearly
<br /> reartgsge insuraace premiuens,if any.These items are cailed"escrow items." Lrndpr m�y estim3t�tha Fur3s due on ttte
<br /> basis of cunent data arad re�sanabte estimates of future escrow items.
<br /> 7'he Funds shall be held in an institution the deposiu or aceounts of which are insured cs guata,ctteod isy a federal or '
<br /> sute sgency(inctuding Lruder if Lender is such an institution}. Lender sha1� appSy sh:JFun�.s to pa.v she+escrow items.
<br /> Ltnder may not charge for holding and apPlying che Funds,frszalyzin�.the account e►s ve�if}�in3 r.he es�sr�v�items,unless
<br /> Lender pays Baaawer interat oa the Funds and applicable taa permits:a.end�r to r�.aks such �charga. �yi:tawer and
<br /> d�,�slsr�,:y agrr_sn �vriun;tha: int=r�t shsl:� paid an th,F;�nd�. L'€�lcs;as� agr,,.trent is m.�f�cc�;�-�;�:�b;e la�s
<br /> requira iateresi to be paid. Lender shall not be requered ta pay Bonower any :ntcsest c�r earnis,g�or.!a3,Fylr:«S.Lender
<br /> shall give to Borrower.w7thout charge,an annu�l accoua►ting of the Funr9s sho.wing.cs:�lit�an:t!3el�i:q t��►he.Funds and che
<br /> purpvse for which eac�s dait to the Funds was made.�'he Funds are p(edg�:d as addz!t;�*u�T sxuMt};fa;gh�.sums secured by
<br /> ttris Security Instrumer.r.
<br /> If the amount of the Funds held by Lutder.together with the future mqr.t;hty,ga,,w.^.c.r.nts,nf Furds payable prior to
<br /> the due dates of the escrow ite�s,�h�11 exceed the amouat required to pay the.escrQw iteryss,wh�/�4u�,the eacess shall be.
<br /> �t Bomnwer's option,either prorsc�tl; repaid to Borrower or credited to Bonower pr..,rp.+�t,l��y�pagr,ients of Funds. If the _
<br /> amntuit of the Funds held by Lender is not sa�aent to pay thc escrow items when dur,�Borrawer shaFl pay to Lender any
<br /> amouAt nuessary to make up the deficicncy ia��e ar mare payments as required by L,rnder.
<br /> Upon payment in full of all sums secured by this Security Instrument, Lender shall pramptly refuad to Borrower
<br /> azy Funds hetd by Lender.If under pa;agraph 19 ttte PropR_rty is sald ar acquired by Lender,Lender shall appiv,no tatu
<br /> tha:�ir.ur�tely prior to the sale of the Praperty or its acac:c�ition by Lender.ans Funds hefd by Lender at t4�e time of
<br /> applis�ti��ss a ereGii�ainst the sums secured by this Secunty Instroment.
<br /> 3. A�licat�a�a!P�ymeet�. Unless applicable law ptovides Q:tterwise,ell payments received by Lender under
<br /> par�gr�g��1 and Z sha�l be appliod:first,to late charges dut uc3er the��te:secand,te prepayment charges due under the
<br /> Nate:t'�i*�f,:o amounts payable undc.r pazagraph 2;fourth,ta interest dc��and last.to�srincipa!due.
<br /> 4 �L�ar�Lien�. BO?T���6hHIJ EfAy SII�H7ICS.assessments,cha�ges,fin�sind impositions attribuwble to tt�e
<br /> Prc��y a+bieh mt�y attain priority,over this Security lnstrument. and leasehotd payments or ground rents, if any.
<br /> �rraa��r�.hal!pay these obTigations in the manner prov�ded in paragraph 2,or if not paid in that manner,Horrower shall
<br /> pay the:•a ea tims directly[o the person owu±paymsnt.Horr�ower shall promptly furnisb to l.end�r all natices of amounts
<br /> to be p���:sc�tr this pungraph.If Borrower makes thes;aWyr.-ients directly,8orrower shal!promptly fumisb ta Lartder
<br /> receipts evi�encing the payments.
<br /> Botrower shsll�romptly discharge any lien which h��riority over this Security Instrument unitss Borrower:(e)
<br /> a,gras ia�riting to the payment of the c.bligation secured by the lien in a r�.s.�ner r.eceptabl:to Lender;(b)contests in good
<br /> faith the lirn by,os defends agunat enforcement of the lien in,Iegal prasee�inga which in the Lender's opinion operate to
<br /> prevent the rnforcement of the lixr�r forfeiture of any part a°she Property;or(c)secares from the holder af the lien an �
<br /> agreemrnt satisftctory to L�estder�s:bordtnating the lien to th:3 Secutity Instrumertt.If Lender determines that�ny part of "
<br /> the Property is aubjxt to a li� wl:ich may att�in prionty over this Secusity Instr�:^rnt. Lendsr may give Barrower a ' �'
<br /> motice identifying the lisn. Borrower ahall satisfy:he lien or take one or more af the actions set fecrh a�ove within 10 days '�
<br /> ��the givin�os notice.
<br /> S. Id�ard Insan¢ce. B��:wer shall keep the�°:r eeversents now exi�ting or hereaiter erected on tTr�Property . �
<br /> 172iittO�B�RiP:9t 1CS9 by�LC,�azarcts�rcluded within the tern:"�a:ended coverage"end any other hazatds far whtr..Ct Lender
<br /> requires i��nrance. T''�:;.s:z.�rance shsll be maintained in c:�e amvunts and for the periods th�t Lender rcq�airts. The .
<br /> insuranse carr�er provf:�iag the insusance shal!tre chasen by Borrower�4Eject to l.ender's epproval which shall not be
<br /> unreuonably withheld.
<br /> All insur�nce policies and r�^�wals shall be acceptable to Lender a:^d shall inelude a standard mortgage clause.
<br /> Ltnder ehaU have the cight to hotd li:e policies and renewels.lf Lender requires.Borrower shall psamptly givo to Lender
<br /> all reeeipts of paid premiums and renewa!notices.ln the event of'toss,Borrawer shal!give prompt notice to the insurance
<br /> carrier snd I.ender.l.endsr m�y make proof of'loss if not m�de prorroptiy by Borrower.
<br /> Ualess l.ender and Borrower otherwise egree in wnting,insurance praceeds shall be applied to restoration or repair
<br /> of tht Pragtrty dam�ged,if the res:crration or repsir is economically feasible ond l,en�:r's security is�iot lessened. 1P thr
<br /> ratoratio�x as repsir is not econor.,;c.�1,iy feasible or Lender's security would be lesser�c�,the insurance proeeeds shall be
<br /> sppt;ed t�x c�e mums secured by this Security lnstrument,whether or not then due, x��th any eacess paid to Borrower. tf
<br /> Borroxer:�andons thc Property,or das not answer within 30 days a notice�'zom.T.rndez that the insurance carrier has
<br /> olferod ta stttle a clai,n,then Lender msy colJect ct:e�nsurence proceeds. E..�n�:r may:�se tfie proceeds to repair or restore
<br /> the Propetty or to tiay sums suured by th:s Scc�:�ty Instrumcnt,whether or not the�.d�e.The 30•day period will begin
<br /> when th:crotice is given.
<br /> �'r,L-.ss Lender ond Borrower othct�vise ag:et���tir:zg,any epplicetion�f pr�r.e�9s ta principal shall not e�►tend or
<br /> postpor.e ths due date of'the monthly peyme�c3 re;'N*-r�:o in patagraphs 1 and 2 or rhonge the emount�Pthe payments.lf
<br /> un�er pyr�graph 19 the Property is acquired by t,.:.�;r_ 3arrower's nght t►�any msurance pc�licies and proctcds resulting
<br /> irom d�mage to the Property prior to the acquisition s;.�;l,;;ass to Lender to the extent of the sums secured by�his Secunty _____
<br /> inururr.�:n c�mmediately prior ta c?;.:seqms�tio�. �� �
<br /> E_ C�s�servalloa aed!�idntentnce af P�opert�;Le�sehold�. Borrower sheU not desuay,demage nr substentially
<br /> ehar�ge t'rYe c�r�perty, a�lcw tht Ytoperty to detenorate ar c�mmit waste. �f th�s Securitp ;nstrument �s an a teasehold,
<br />, Sorrower yhall com;!.;Y«;th the provisions uf th-lease,and iP Borrowcr acquires fee t�t1e to the Property,the leasehotd and
<br /> f�sss���!!not rr._rga enl�s L.:s::ier�es�c^.;�.r mer;er ir.:vr.s�ssg.
<br /> 7. Pro3ection at Lender'a �i�hts in the Proptrty; Mortgage insurance. Jf Borrawer fn�ls ta perform the �
<br /> e�ven�nt9 ond agreemems cantaine��n this Secunty in5trument,ar there�s a legal praceed�ng thmt moy�ign�fieenlly gffect ,�
<br /> � LenQer's nghts in the Pwpeny (such as a prc.�ed�ng�n bankruptcy, probate. for condemnauon i�r t�enfe�rct laws c�r ��
<br /> rt�ulations),�hrn Lrn,�er may da aRd pay fot wnatever�s necess�ry tu nrotect the�aluc oithe 1'mperty and 1 pnder's nghts �',.t�
<br /> �n th= �'ru�+ett� I.ender's xct�tms may �riclucfe vaying any surrts secured by a lien whicl► F�as prronty c��rr this Secur�ty r��
<br /> Ir.�ttur�nent.�ptiarmg+n c.>ur..pay�ng reasnr►nNle at�urneys'fees nnd entenng�n the Propetty tc�r-i7ke :epa�r♦ �Ithough �t��
<br /> i.er�der mny teke achon under th�s paragraph 7,t.eride�dne;nc�t hnve tv dc�sc.•
<br /> A�ay�r�s�unrs s��sk+urcrd by I.ender c,ucter ch�c t,�rngraph 7 sha!!t�e�c�rr�e adu��::�t�a[debt:,t t;„��„wer sc�ute�J b} �h�� .
<br /> � Stcuntq tnctrument (`reie�°.flc�rn��tiet anJ t.endrr agrre toothertermg c5f p�ym^;it theteatrr�a�rt<<�`t�ii t�ear�r,tcrP�t frntr
<br /> !D�t d0t� vf cf�st�ur�esnrnt d' t�;e ���t� ��i^. aetd �hall t�e pa��nbie. �+rth tnt�r-�.t, i:���•rs oi��:.r +rr•rit l.et�drr t" Fi��r+���tirr
<br /> rCqu:�t�ng�+ayi�ttr�2
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