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200104207 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(W-6(NE) (oom) <br />618 lu , �4 - & Seal) <br />DIANE M BYKERK - Borrower <br />) .1 r-) - - <br />1 ` ` � • (Seal) <br />PAUL T BYKERK - Borrower <br />AKA PAUL THOMAS BYKERK, JR <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />