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2� 17�287�
<br /> The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentaiity,
<br /> ar entity�including Lender, if Lend�r is an institution whose deposits are so insured�or in any Federai
<br /> Horne Laan Bank. Lender shal� apply the Funds to pay the Escro�v Items no later than the time specified
<br /> under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually anaZyzing
<br /> �he escrow account, or Werifying the Escrow Items, unless Lender pays Borrawer interest on the Funds
<br /> and Applicable Law permits Lender to make such a charge. Unless an agreement is znade�n�vriting ar
<br /> Applicahle Law requires interest ta be paid on the Funds, Lender sha11 nQx be required to pay I�arrovv�r
<br /> any interest or earnings on the Funds. Borrower and Lender can agree in writing, hawever, that interest
<br /> shatl be paid❑n the Funds. Lender shait giWe t�Barrower, withaut charge, an annual acc�unting of the
<br /> Funds as required by RESPA.
<br /> If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account ta Borrawer
<br /> for�he excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined
<br /> under RESPA, Lender shall notify Bvrrower as required by RESPA, and Borrov�er sha��pa�to Lender
<br /> the amaunt necessary to make up the shortage in a�cordance with RESPA, but in na more than �2
<br /> monthl�payments. If�here is a deficienc�of Funds held in escrow, as d�fined und�r RESPA, L�nder
<br /> shall natify Borrower as required by RESPA, and Borrawer sha11 pa�r to Lender the amaunt necess�r��a
<br /> make up the deficiency in accordance�ith RESPA, but in no rnare than 1�monthl�pa�ments.
<br /> Upon payment in full of aII sums secured by this Security Instrument, Lender shall promptly refund to
<br /> Borro�ver any Funds held by Lender.
<br /> 4. Charges; Liens. Borrawer shall pay all tax�s, assessments, charges, fines, and imposi�ians attributab�e
<br /> to the Property�vhich can attain priori�y o�er this Security Instrument, leasehold payments❑r graund
<br /> rents on the Praperty, if any, and�ommunity Ass�ciatian Duesy Fees, and Assessments, if any. To the
<br /> extent that these items are Escrow Items, Borrower shall pay thern in the manner pravided in Section 3.
<br /> Borrow�r sha11 pr�mptly discharge any lien which has przarity c�►ver this S�curity Instrum�nt uriless
<br /> Borrower: (a}agrees in writing to the payment af the ohligation secured by the lien in a manner
<br /> acceptable to Lender, bu�anly so Iong as Borrower is perfarming such agreement; (b}cantests the Iien in
<br /> good faith by, nr defends against�nforcemen�of the lien in, legal proceedings�vhich in Lender's apinion �
<br /> operate to pre�ent the enforcement of the lien while those proceedrngs are pending, hut only until such
<br /> proceedings are cancluded; ar�c�secures frvm the holder of the lien an agreement satisfactory to Lender
<br /> subardinating the lien to this Security�nstrument. If Lender determines that any part of the Property is
<br /> sub�ect to a lien which can attain priority o�er this Securit}r Instrument, Lender rnay gi�e Borrawer a
<br /> notic�identifying the 1ien. �ithin 14 da�s of the date�n which that notice is gi�en, Borrower sha11
<br /> satisfy�he lien or�ake one or more af the actions set forth aba�e in this Section 4.
<br /> 5. Property Insurance. Borrower shall keep the impro�ements now existing or hereaf�er erected on the
<br /> Property�nsured against loss by fire, h�.zards included verithiri th�term "extended co�erage," and any
<br /> other hazards including, bu�nat iimited tn, earthqu�kes and f]oods, far whxch Lender requires insuranc�.
<br /> This insurance sha�l be maintained in the amounts�inc�uding deduc�ib�e Ie�els} and for the periods that
<br /> Lender requires. �hat Lender reyuires pursuant ta the preceding sentences can change during the term af
<br /> the Laan. The insurance carrier pro�iding the insurance sha11 be chosen by Borrov�rer subject to Lender's
<br /> right to disappra�e Borrawer's choice, which right sha�1 nat be exercised unreasonably. Lender may
<br /> require Borrower ta pay, in cannection with this Loan, ei�her: �a}a�ne-time charge for fload zone
<br /> determinatian, certif cation at�d tracking ser�ices; or�b}a ane-time charge far flood zone de�ermination
<br /> and certif cation servic�s and subseau�nt charges each time remap�pings or simi�ar changes occur which
<br /> �36335174 �098834260
<br /> FHA Deed vf Trust With MERS-NE 913Q120'[4 .
<br /> Bankers Syst�ms� VMP C� � VMP4N(NE)(15�6].00
<br /> Walters Kfuwer Financia[5ervices Page fi of 9 7
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