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2� 17�287� (�� "Lender" is Freedam Mortgage C�rporatian . Lender is a Carp�ration organized and existing under the laws of The 5 t a t e a f New Je rs ey . Lend�r's address is 9�7 Pleasant Val ley �1v Ste 3. Maunt Laurel, NJ 0 8�54 �D� "Trustee" is Westcor Land Title Insurance Campany �E) "MERS" is Mortgage Electronic Reg�s�ration Systems, inc. MERS�s a separate corparatian tha�is acting so1e1�as a nominee for Lender and Lender's successors and assigns. MERS is the benef c�ary under this Security In�rument. MERS is organized and existing under the Iaws of Delaware, and has an address and telephane number of P.�. Box 2��, Flint, MI 48501-2�26, te�. �8$S�679-MEFZS. �'F} "Note" means the promissory note signed by Borrovver and dated Apri 1 2 7, �017 . The IVote states that Barrower owes Lender S eventy 5 i� Thous and Three Hundred Twe lve and oa/loo ' Dollars �U.S. $7 6,3 l2.0� }p�us interest. Borrower has promised tn pay this deb�in regular Period'zc Payment,s and�a pay the debt in full not later than June 1, 2 0 4 7 . (G� "Property"means the property that is described be�ow under the heading "Transfer of Rights in the Proper�y." (H} "Loan" means the debt eWide�nced by the Nate, p�us infi�rest, and Iate charges due under the Note, and ail sums due under this Security Instrument, plus interest. (I} "Riders" means aIl Riders to this Security Instrurnent that are executed by Barrawer. The follovving Riders are to be executed by Borrovwer �check box as applicabie�: ❑Adjustab�e Rate Rider 0 Condominium Rider 0 Planned Llnit De�elopment Rider ��]ther ❑Rehabilitativn Loan Rider �l} "Applicable Law" means a11 controlling applicable federal, state and Iocai statutes, regulations, ordinanc�s and adrninis�rative rules and orders�that ha�e the effect of�aw�as well as all appli�ahle fnai, non-appealable judicial opinions. (K) "Community Association Dues, Fe�s, and Assessments" means a1I dues, fees, assessments and other charges that are impnsed on Borrawer ar the Property by a candominium assvciat2an, homeowners association or similar organization. {L) "Electronic Funds Tr ansfer" means any transfer of funds, ather than a transactivn origznated b�check, draf�, or sirnilar paper instrument, which is initiat�d through an e�e�tronic terminal, telephonic instrument, c�rnputer, ❑r magnetic tape so as to order, instruct, ar authorize a financial institutian to debit or credit an accaunt. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. �36335174 OQ9883426� FHA I]eed of Trust W�th MERS-NE 9l30120'14 Bankers Sy5temsT�++ VMP C� VIVIP4N�N�y('i 5Qfi].0❑ Wolters Kfuwer Fi�ancial Servi�es Page 2 0�'17