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2� 17�2874 <br /> which currently has the address❑f 4'�5 Rosewood Gir,Grand tsland, <br /> [Street][��tY] <br /> Nebraska �8803 {"Proper�y Add�ess"}: <br /> (�ip Code] <br /> T�GETH�R 1NITH a��the imprQ�emen�s n��v or hereafte�erected or�the praperty,and afl easeR�ents, <br /> appur�enances,and fxtures now❑r hereafter a par�of the proper�y.A[f replacements and add�tians shall <br /> also be cvv�red by th�s S�curity�ns�rument.AI1 vf the�oregving�s referred to in this Securi�y lnstrument <br /> as�he"Prvperty." <br /> BQRRaWER GaVENANTS that Borrower is lawfufly seised of th� estate hereby cvn�eyed and <br /> has the right ta grant and convey the Prape�#y and �hat the Proper�y is unen�umbered, ex�ept for <br /> encumbran�es of recard.Borrv►►ver warrants and w�ll d�fend generaliy the tit�e to the Praperty against <br /> all claims and demands,subjec�tn any encumbrances of recard. <br /> THlS SE��RITY 1N5TRUMENT combines uni�orm cvvenan�s for national use and non-unifvrm <br /> co�enants w�tt�limi�ed variatians�y�urisdi�tinn�o co��stitute a unifarm secu�ity�nstrument co�ering rea[ <br /> praperty, <br /> UNiFQRM COVENANTS.gor�ower and Lender co�enan�and agree as fvl[vws: <br /> 'i. Paymen�vf Pr�ncipa�F�nterest, Escrow Items, Prepaymen�Cha�g�s, and L�te Chacges. <br /> Borrower shall pay when due the principal of,and interest oni�he debt e�idenced by the Note and any <br /> pr�payment charges�nd late charges due under the Nvte. Bor�awer shall alsv pay funds�ar Escrow <br /> Iterns pursuani to Se�tion 3.Pa�ments due under the Nate and this Security lnstrument shall be made in <br /> U.S.�urrency.Hovreve�,i�any check vr other instrumen�receiWed by Lender as payment und�r the�late <br /> �r�his Se�u�i�y Instrum�n#is�eturned#o Lender unpaid,Lender may require fhat any or all subsequent <br /> payments dU�under the hlo�e and t�is Security�ns�rument be made in one or mare of the�ollowing fnrms, <br /> as selec�ed by Lender:{a}cash;�b}money order;{c}cer�ifed check,bank check,treasurer's check❑r <br /> cashier's check,pr�vided any such ch�ck is drawn upon an institution vrhose depos�fs are insured by <br /> a federal agency,instrumet��ality,�r entity;or€d}Electronic Funds Trans#er. <br /> � Payments are deemed re�ei►red by Lender when�eceived a�the location des�gnated in the N�fe <br /> or a#su�h other Iacation as may be designated by Lender in ac�ordance w�th th�noti�e prfl�isivns in <br /> Section�#5.Lend�r may return any payment or par�ia�payment if the payment ar partia[payments are <br /> insufficient ta brir�g the Loar�current.Lender rnay a�cept any payment ar par�ia�payrnen�insu�fc�ent ta <br /> bring�he Loan current,withvut�ai�er of any�ighfs hereunder o�prejudice to i�s rights to refuse such <br /> payment or�artia[payrnents in the future,but Lender is no�abligated to apply su�h payments at the f�me <br /> su�h payments are accepted. If each Periadic Payrn�nt is app�ied as of its scheduied due date,tl�en <br /> L�nder need nat pay interest on una�plied funds.Lender may hold such una�plied funds unt�[Bo�rawer <br /> makes payment to b�ing the Loan cu�rent. �f Borravsr�r does na�do so within a reasonable period of <br /> time,Lender shali either apply such�unds or return them#o Bor�ower.If nat applied earlier,such funds <br /> wi�1 be app�ied to the outstand�ng principal balance under the fVvte irnmediately priar t❑fareclosure.h!o <br /> nffset o�c���m vrhich Barrowe�rnight have now or in the future against Lender shall relie�e Barrower <br /> from making payments du�under the Nvte and this Security Instrument or perfa�ming the co�enants <br /> and agreements secured by this Secu�ity lns�rumen#. . <br /> z. App��catian v�Payments ar P�viceeds. Except as nthen�vise descr�bed in th�s Section�,a!� <br /> payments accepted and applied by Lender shalf be appiied in the fv!lowing order af priority:�a}inte�est <br /> due under the Nate;{b}principal due under the Note;(�3 amounts due under 5ec�ivn 3.Such payments <br /> shai[be app[ied to ea�h Periodic Paymen�in the order in v;rhich it became due.Any rema�ning amvunts <br /> sha11�e appl�ed frst to�a�e charges,secflnd to ariy ath�r amvunfs due unde�th�s Security[nstrurnent, <br /> and then ta reduce the pr€ncipal i�alance v�th�Note. <br /> i�L�:nder rece�ves a paymen�f�om Borrower far a de�inquent Periodic Payment which ir�cludes a <br /> su'ffcient amvunt ta pay any late charg�due,the paymen�may be app�ied tv the de[�nquen�payment and <br /> the ia�e charge.If more than ane Periadic Payment is ou#standing,Lender may apply any payment recei�red <br /> fram Bo�rawer tv the repaymen#of#he Periodic Paymen�s if,and tv the exten�that,�ach paym�nt can�e <br /> paid�n fu[I.Tn the extent that any excess exists after the payn�ent is appl�ed to the ful[payment vf one or <br /> more Periodic Payments,su�h ex�ess may be applied to any late charges due.Vfl[untary prepayments <br /> sh�r�i be app[ied first�o any prepaym�nt charges and then as descr�bed in the Note. <br /> Any app[icativn of payments,insurance proce�ds,vr Misce[[aneous Prviceeds#o principa�due und�r <br /> �h�No�e shaf�nv#extend vr p�stpvne the due date,or change the amount,of the Periodic Paymen�s. <br /> 3. Funds for Escrow ltems.Borrower shal[pay t�Lende�-on the day Periadic Payments are due <br /> under ihe No�e,until the Note is paid in�ul�,a sum�the"Funds�'}to provide far payment vf amvunts du� <br /> far:�a}taxes and assessments and other�tems which can atta�n pr�ority o�e�this Security Ins�rument as <br /> a lien vr encumbrance vn the Prope�y;�b}leaseh�ld paymen�s or graund r�nts on the Property,if any; <br /> �c}premiums for any and a!1 insurance required by Lende�under Se�tion 5;and�d}Mor�gage Insurance <br /> premiums,if any,or any surns payable by Bor�awerto Lenderin lieu❑fthe payment vf Mortgage�nsurance <br /> premiums in accordance with the pro�isions o€S�ction 'f Q.These items are called=`Escrovu Items."At <br /> a�ig�nat�on vr at any time during the term af the Lnan, Lender may require that Community Associat��n <br /> Dues,Fees,and Assessments,if any,be escrvwed by Bar�av�er,and such dues,fees and assessments <br /> sha�l be an Escrvw item.Borrawer sha[�prompt[y�urnish�v Lender a�l notices af amounts to be paid under <br /> this Sect�on.Borrower shal�pay Lender the Funds far Esc�ow Items unless Lender v►ta�ves Borrov;rer's <br /> abfigation to pay the Funds for any ar all Escraw[tems.Lender may waive g�rrower's obligat�an to pay <br /> NEERASKA--Sing1�Family--Fann�e MaelFreddie Mac�]NlFQRtV9 fNSTRUMENT �orm 3�28 1fU1 <br /> EI[ie Mae,�nc. Pag�3 0#�� NEUDEED �415 <br /> NEUDEED[CL5} <br /> � � ..� <br /> .�""` � <br />