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201702770 <br />as Property). This Security Instrument will remain in effect until the Secured Debts and all <br />underlying agreements have been terminated in writing by Lender. <br />3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will <br />secure each of the following: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, <br />modifications and replacements. A promissory note or other agreement, No. 90343, dated <br />April 20, 2017, from LORNA D WAGONER (Borrower) to Lender, with a loan amount of <br />$68,800.00 and maturing on April 20, 2022. <br />B. All Debts. All present and future debts from LORNA D WAGONER to Lender, even if this <br />Security Instrument is not specifically referenced, or if the future debt is unrelated to or of a <br />different type than this debt. If more than one person signs this Security Instrument, each <br />agrees that it will secure debts incurred either individually or with others who may not sign <br />this Security Instrument. Nothing in this Security Instrument constitutes a commitment to <br />make additional or future loans or advances. Any such commitment must be in writing. <br />This Security Instrument will not secure any debt for which a non - possessory, non - purchase <br />money security interest is created in "household goods" in connection with a "consumer <br />loan," as those terms are defined by federal law governing unfair and deceptive credit <br />practices. This Security Instrument will not secure any debt for which a security interest is <br />created in "margin stock" and Lender does not obtain a "statement of purpose," as defined <br />and required by federal law governing, securities. This Security Instrument will not secure <br />any other debt if Lender, with respect to that other debt, fails to fulfill any necessary <br />requirements or fails to conform to any limitations of the Truth in Lending Act (Regulation Z) <br />or the Real Estate Settlement Procedures Act (Regulation X) that are required for loans <br />secured by the Property. <br />C. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />4. LIMITATIONS ON CROSS - COLLATERALIZATION. The cross - collateralization clause on any <br />existing or future loan, but not including this Loan, is void and ineffective as to this Loan, <br />including any extension or refinancing. <br />The Loan is not secured by a previously executed security instrument if a non - possessory, <br />non - purchase money security interest is created in "household goods" in connection with a <br />"consumer loan," as those terms are defined by federal law governing unfair and deceptive <br />credit practices. The Loan is not secured by a previously executed security instrument if Lender <br />fails to fulfill any necessary requirements or fails to conform to any limitations of the Real <br />Estate Settlement Procedures Act, (Regulation X), that are required for loans secured by the <br />Property or if, as a result, the other debt would become subject to Section 670 of the John <br />Warner National Defense Authorization Act for Fiscal Year 2007, <br />The Loan is not secured by a previously executed security instrument if Lender fails to fulfill any <br />necessary requirements or fails to conform to any limitations of the Truth in Lending Act, <br />(Regulation Z), that are required for loans secured by the Property. <br />5. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />6. NON - OBLIGATED GRANTOR. Any Grantor, who is not also identified as a Borrower in the <br />Secured Debts section of this Security Instrument and who signs this Security Instrument, is <br />referred to herein as a Non - Obligated Grantor for purposes of subsection 7(d)(4) of 12 C.F.R. <br />1002 (Regulation B) which implements the Equal Credit Opportunity Act (ECOA). By signing <br />this Security Instrument, the Non - Obligated Grantor does convey and assign their rights and <br />interests in the Property to secure payment of the Secured Debts, to create a valid lien, to pass <br />clear title, to waive inchoate rights and to assign earnings or rights to payment under any lease <br />or rent of the Property. However, the Non - Obligated Grantor is not personally liable for the <br />Secured Debts by virtue of signing this Security Instrument. Nothing in this section shall be <br />construed to modify or otherwise affect the Non - Obligated Grantor's obligations, if any, that <br />were separately made with Lender in a separate agreement and duly signed by the <br />Non - Obligated Grantor in the context of that separate agreement. <br />7. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />8. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />LORNA D WAGONER <br />Nebraska Deed Of Trust <br />NE/ 4CHAPPOLD00000000001289044042617N Wolters Kluwer Financial Services 0 1996, 2017 Bankers Page 2 <br />SystemsTM <br />