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2� 1 7�2 72 2 Any amounts d�sbursed by Lender und�r this Section 9 sha11 becam�additianal debt of Borrower secured�� this 5�curity I�stxurne�t.'�hese arnour�ts shall bear in��rest a��l�e Note rate f�am�he da�te of disbursement and shalt be payable,W�th SUGh intere5t,ugon notice from Lender to Bonower requesting payment. If this 5ecuri�y Instrument is on a leasehold,Borrower shall comply with al�the pravisions flf the lease. If B�rrawer acquires fee title to the Properry,the�eas�hold and the fee tit1��hall r�ot merge un�ess Lender a�rees tio the merger in writing, 1�. Martg�ge�nsurarice.If Lender requ�reti�I�iQrtgag�Insurance as�cont�ition of making�he Loan, Borrot�er �hatl pay the premiums re�uired to maintain the Mortgage Insurance in effect, If, far any reas�n,the 1Vlortgage Insuranc�coverage required by Lend�r ceases to be availa�le from the mortgag�insurer t�iat previously provided such insurance and F3arrower was required to make separately designat�d payments to�vard the premiums f�r Mortgage�nsurance,B�rrow�r sha11 pay�he premiums r�quired t��btain�o�erag� substantiaily equivalent to the Martgage Insurance preW�aus��in effect,at a cast substantia�ly�quiva�ent to the co��to Borrower of the Mar�gage Insurance previously in effect, from an alternate mortgage insurer selected by L�nder. If�ub�tantially�qu��a��nt N��rtgag�Insuran�e cov�rag�is not availabie,Bonower sha11 con�inue ta pay to Lender the amount of the separa��ly designated paymen�s that wer�due when the insur�.n�e coverage ceased to be in eff�ct.Lender v�ri�l a�cept,use and retain these paym�nts as a non-r�fundable loss reserv�in lieu of Mortgage Insuranee. Such lass reserve shal�be non-refundable, notwithsta.nding the fact that the Loan is ultimately paid in fu11,and Lender sha11 not be required to pay Borrower any interest Qr earnings on such lo�s reserv�. Lender can na langer require loss reser�e payments if Mor��age Insurance ca�erage�in the amount and for the period that Lender requires}pro�ided by an insurer selected by Lender again becomes�vailable, is abta.�ned,and Lender requires separately designated payments toward the prerniums far Mortgage Insurance. If Lender required Martgage Insurance as a conditxon of making t�ie�oan and Borrovver was required to make separat�ly desi�nated payments toward�he premiums for Mortgage Insurance,Borrower shall pay the premiums required ta rnainta�n Mortgage �nsurance in effect,or ta provi�e a non-refundahle loss reserve,u�ti1 Lender's requirement for Mortgage Ir�suran�e ends in accordanee with any written agreement betw�en Borrower and L�nder pro�iding for such termination or until termination is required by Appiicable La�v.hTothing in this 5ection 14 affects B�rrawer's obligation to�ay interest at the rate prfl�ided in the l�ate. Mortgage Insurance reimburses Lender(or any entity tha�purchas��the Note}for certain 1a�ses it may incur if Barrower do�s nat r�pay the Loan as agreed.Bonovver is aot a par�y ta the ll�ior�gage Insurance. Mor�gage insurers evaluate the�r t�tal risk on alI such insurance in f�rGe from time to t�me,and may enter into agreemen�s with other parties that share or modify their risk,or reduce losses.These agreements are an terms and conditions that are satisfactory to the mortgag�in�urer and the o�her party(or�arties}to these agreements. These agreements may require the mortgage insurer tn make payrr�ents using any source af funds that the mor�gage insurer may have available(which may includ�funds abta.ined frann M�rtgage Insu�ance premiums). As a result af these agreements,Lender,any pur�haser of the Note,another in�urer,any reinsurer,any oth�r entity,or any affiliate of any o�'the foregoing,may receive(directly or indirectly)amounts that � derive from�or might be chara�terized as}a portion of Borr�wer's pa�ments far Mortgage�nsurance, in exchange for sharing or modifying the mortgage insurer's risk,or reducing losses. If such agreement pra�ides that an affiliate of Lender takes a shar�of the insurer's risk in exchange for a share of�he premiums paid to the in�urer,the arrangement is often#ermed"capti�e reinsurance."Fur�her: q�33749752�� 4233 347 0917 NEBRASKA�ing�e Family-Fsnt�ie MaefFredai�Ma�Uh11FflRM INSTRUMENT W1TH MERS Form 30�8�{01 VMP� VMP6A�NE}{1342�.44 Walters Kluwer Finar�cial 5ervices Page 9 of 17