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2� 1 7�2 72 2 . Parce� I D N u m ber: 4 Q��117�7 which currer�tly has the addr�ss of �� 1� �t �Stree�} �rar�d I s 1 ar�d (City�, Nebraska�$8D3-53�2 �'xp�'ocle) trlPropeity Address"}: T�GE'THEI��VITH all the irnpravements naw ar bereafter erected an the praperty,and a11 easernents, a�purtenances,and fixtures no�or hereafter a part of the praperty.AI1 replacements and additiQns sha1l aiso be covered by this Security Tnstrurnent.Ail of�he foregoxn�is referred to in t,his Security Instrument as the "Propexty."Borrovver un�erstands and agrees that ME�S holds only legal title to the interest grant�d by Borro��r in this Security�nstrumen��but, if necessary to cornply with la�r ar custom,MER�(as narninee far Lender�.nd Lender's successors an�assigns�has�he right:t�exercise any or a11�f those interest�,in�iudin�g,but not limited to,the right to fareclose and s�il the Property;and to�ake any action rec�uu-ed of Lender iacluding�bu�nat limited t4,rel�aSin�and canc�ling this Se�urity Instrum�nt. BDRR��ER C�7�EI�ANTS that B�rrower is lawfully seised of the estate hereby�ar��yed and has�he right to grant a�d con�ey the Praper�and that the Property��unencumbered, except for encumbranc�s�f record. Barrower v�rarrants and�i11 defend ge�eraily the title to the Property against ail claims and demands,sub,�ect to a�y encumbrances of record. THIS SECLTRITY INST�UM�NT combines uniforrn c��enants far natianal use and nan-uniform co�enants with�irr�ited�ariati�ns by ju�isdictian ta constitu�e a t�r�iforrn security instrurr�ent covering real property. Unifvr�m Co�enants.Borrower and Lender covenan�and agr�e as follows: �. Q�yment of Pr�n�spal,�nterest, Es�r�w�t�m�, Prepayment�harges,and Late�harges.Borro�ver s}�a�1 pay when due the principat of,and interest on,the debt e�idenced by the Note and an.y pr�payment charges and late charges due under the 1�3ote.Borrower shall also�ay funds for Es�row Items pursuant to Section 3, Payments due und�r�he Nate and this S�curity Instrument shall be made in U.S. currency. Ho�ve��r,if any check ar�t�ier in�trument r�ceived by�ender as paym�nt under the l�ote or this�ecurity Instrument is return.ed ta Lender unpaid,Lender may require that any or a�l subsequent pa�ments due under the Note and this Se�urity Instrument be made in ane or more of the following forms,as selected by I�ender: �a}cash;(b}money order; �c}certified che�k,bank check,treasurer's check or cashier's ch�ck,provided any su�h checl�is drawn upon an institution whose deposits are insured�y a federal age�cy, ins#rumeatality,or ent�ty;or(d}Electronic Funds Trar�sfer. Payments are deemed r�ceived�y Lender when re�eived at the location designated�n the I�ote or at such other Iocation as may b�designated by L�ender in ac�Qrdance with th�natice provisions in Section 15. Lender may return any payment or partia�payment if the payment or partial pa�men�s are insufficient to bring th�Laan current, I�end�r ma�accept any payrnent ar part�al pa�rr�ent�nsufficient to brir�g t�e L,�an curr�nt,without waiver flf any righ�s hereunder or prejudice to i�s rights to refuse such payment ar partial pa}�men�s in the future,but Lender is not ob ligated to app 1y such payments at the time such pay�nents are accepted. �f each Periodic Payment is applied as of its scheduled due da�e,then Lender need not pay interest vn unap�Iie�funds. Lender may h�Id su�h unapplied funds until Borro�er ma��s pay�nent to bring the Loan current. If$arr�wer does not do so within a reasonabie period of time,L.ender sha11 either apply such funds or return them to Barro�uer, If not applied�earlier,such�unds v�ril�be applied to the outstanding principal balance under the 1�Tote immediatel�prior to foreclosure.No offset flr c�aim which Barrower might have now or in the f�ature against Lender shal�relieve Borrower fr�m making payments due under the I�3ote and this Security�nstrument or perf�rming the covenant5 and agreements secured by this Security Instrurr�ent. 4�EBRAS�iA-5ir�gle Family-Fan�ie Maef�reddie Mac UN3FDRM INSTRUMENT WiTH NlERS Form 30281101 VMP� VMP6A[NE��302}.4� Wolters Kl�wer Fina�cial Services Page 4 of�7 q43374975�72 4233 47 Q417