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2� 1 7�2 72 2 �� "�ender"is�u�C k�n �Qan� I r►�. . Lender is a �orporat�an organi�ed and�xis�ing under the lav�rs of t�� t�t� 'D f M 1��l 1��1 . Lender's address is 1D5� W4��w��'CI AVE, Detroi t, MI 4$Z��-19�� . �D} ��Trustee"is Fi rst Am�r�can ��t�e . �E} "NIERS" is lwiortgage E�i�ctroni�Registration Sys�ems,Inc. MERS is a separate�orporation�hat is acting so�ely as a naminee far Lender and Lender's succ�ssars and assigns. MERS i�the�enefic�ary under this Security Instrum�nt, MERS is organized and exi�ting under the�aws of Dela�vare, and has an address and telepho�ne number�f P.C�.Box�a26,Flint,MI�85�1-��6,tel.�858�679-MERS. �F� '�Nvte"' means the promissory n�te signed by Borrawer and dated Ap ri 1 ��, 2�1� , The Note states that Borrower owes L�nder �n@ HLl�1dr�C� T�1rL'� T�1DUSdC1C� Tl�� HUnG�C'�� �n� ao�1�a Da�lars�U.S. $ 1 fl�,��.�fl }plus interest. Bvrrower has promised to pay this debt in r�gul�� P�riod�c Payrnents and to pay t�ie deb�in fuil not later than M 7�l �., 2�� . �C} "Pr�p$rty"'means th�prc�perty t�iat is described belo�v under the heading"Transfe�of Rights in t�e Proper�y," �H} "Loa�"means the debt e�idenced by the Note, plus interest, any prepa�rment charg�s and�ate charges due under the Nate,and a1t sums due under�hi�Securi�y�nstrurnent,p�us interest. �i} "Ridsrs"means a11 R.iders to this �ecurit�Instrument that are executed by B�rro�uer. The following Riders are ta be executed b�Borrov�er[che�k bo�as appl�cable�: ❑Adjustable Rate Rider ��ondominium Rider ❑ Secor►d Home Rider [�Balloon Rider �Pi�nned Unit Development Rider ❑ 1-4 Family Rider [��,A�ider �Biweekly Payment�ider ��ther�s}[spe�ify] Le�a} Attach�d {J� "Appl�cabl�Law" mea�s al��o�tralling appliGable f�dera�, state ar�d�oca�st�t��es� �'eg��ations, �rdinances and adrn�nistrative rules and orders(that have the effect of law)as�veli as all applicable final, non-a�pealable judi�ial opinion�. �K} "�ommunityAssoeia#ionDues, Fees,and Assessm�nts"means a11 dues, fees, as�essments an�other charge�that are imposec�on�orrower ar the prop�rty by a candominium assaci�txvn,ham��vn�rs assoG�ation 4r Similar organi�at�o�a. �L} "ElectronicFundsTransfer"means any tran�fer of funds, other than a transaction originate�.by check, drai�,or similar paper instrument,which is initiated through an electronic terminal,telephonic ins�rume�n�, camputer3 or m�gneti�tap�sv as to order, instruc�,o�autho�i�e a�'inancia�institutian to debit or credit an account. Such term includes,but is n�t timite�to,point-of-sate�ransfers,autamated teller machine transactians,transfers initiated by telephone,�ire�ransfers, and automated clearitaghouse�ransfers. �1VI� "Eservw Items"means tho�e items that are descr�bed in Section 3. NEBRASFC►4-Single Family�Fannie MaelFreddie Mac UNIFQRM INSTRUMENT WITH MEF�S Form 3QZ8�1�9 VlV4R� VMPfiA{NE�[13�2}.44 Woiters Kluwer Financiaf 5ervic�s Pag�2 of 17 q433?4�75�12 ��33 34? fl�l�