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2001041'72 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />B LEY D PETERSEN - Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />M 822R(0008) Pape 4 of 4 <br />KRISTIN R PETERSEN - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />03- 33228833 <br />Form 3111 1101 <br />