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M <br />Return To: U.S. Bank Home Mtg <br />7601 Penn Ave S, Ste Al <br />' Richfield, MN 55423 <br />Prepared By: Howk <br />7601 Penn Ave S <br />Minneapolis, MN 55423 <br />FHA Deed of Trust -NE <br />Bankers Systems. VMP® <br />Wolters Kluwer Financial Services <br />2200679426 <br />2017042017.1.0.4155- J20161116Y <br />Deed of Trust <br />FHA Case No. <br />3213549714703 <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words <br />are defined in Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated April 24, 2017, together with all <br />Riders to this document. <br />(B) `Borrower" is SERGIO A TORRES and MAYRA TORRES, husband and wife. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is U.S. Bank National Association. Lender is a national bank organized and existing <br />under the laws of the United States of America. Lender's address is 4801 Frederica Street, <br />Owensboro, KY 42301. Lender is the beneficiary under this Security Instrument. <br />9/30/2014 <br />06/2016 <br />Page 1 of 15 <br />