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LOAN #: 130813 <br />(E) "Note" means the promissory note signed by Borrower and dated April 24, 2017. <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY THREE THOUSAND TEN AND <br />N0/ 100* . ** ** *** *** ***, v*** ************* * * * * ** * * * * * * * * * ** ** ** ** * * * * * * ** <br />*************.************************** * * * * * ** * * * *** * * *** * * ** *sp0(lars <br />(U.S, $143,010.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than May 1, 2047. <br />(F) "Property" means the property that is described below under the heading 'Transfer of Rights in <br />the Property. <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider 0 Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(] V.A. Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable <br />final, non - appealable judicial opinions. <br />(.1) "CommunityAssociation Dues, Fees, a nd Assessm ants" means all dues, fees, assessments and <br />other charges that are Imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, otherthanatransactionoriginatedbycheck, <br />draft, or similar paper instrument, which is Initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, Instruct, or authorize a financial Instftutlon to debit or credit <br />an account. Such term includes, but Is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds <br />paid by any third party (other than insurance proceeds paid under the coverages described in Section <br />5) for. (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part <br />of the Property; (Ili) conveyance In lieu of condemnation; or (iv) misrepresentations of or omissions as <br />to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means Insurance protecting Lender against the nonpayment of, or default <br />on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (I) principal and Interest under <br />the Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its <br />implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, <br />or any additional or successor legislation or regulation that governs the same subject matter. As used In this <br />Security Instrument, "RESPA' refersto all requirements and restrictions thatare Imposed In regard toa 'federally <br />related mortgage loan' even If the Loan does not qualify as a "federally related mortgage ban" under RESPA. <br />o not that "Successor assumed Borrower's obligations under thetNote title to the <br />Security Instrument r <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Securiy Instrument secures to Lender. (1) the repayment of the Loan, end all renewals, extensions <br />and under this Security Instrument and (II) the Note. For this purpose, Borrower's ower Irrevocably agreements rants and <br />conveys to Trustee, in trust, with power of sale ao following u de described property located in the <br />County <br />(Name of Recording Jurisdiction]: <br />Lot Twenty -One (21), In West Heights Second Addition to the City of Grand Island, Hall County, <br />Nebraska. <br />APN #: 400114720 <br />NEBRASKA—Single Family -- Fannie Mae /Freddie Mao UNIFORM INSTRUMENT Form 30281/01 NEUDEED 0478 <br />Ella Mae, Inc. Page 2 of 10 NEUDEED (CLS) <br />04/19/2017 04:47 AM PST <br />20/702636 <br />