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all sums secured by this Security Instrument; and (c) any excess to the person or persons legally <br />entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall <br />request Trustee to re- convey the Property and shall surrender this Security Instrument and all notes <br />evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation <br />costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is <br />paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under <br />Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to <br />all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- BORROWER - 1rICHARD D. JANUS <br />STATE OF <br />1v51- t1 fa-el <br />�C� <br />COUNTY OF -4 0,t <br />The foregoing instrument was acknowledged before me this 14 day of <br />}reli ( 17 , by RICHARD D. JANUS, A SINGLE PERSON. <br />jen GEKRAL NOTARY - State of Nebraska <br />CHRISTINE M. ROOKSTOOL <br />My Comm. Exp. August 24, 2020 <br />Notary Public <br />NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.34 Page 14 of 15 <br />201 702502 <br />My Commission Expires: g 24— -O ?-(3 <br />451701530 <br />Form 30281/01 <br />Modified for VA <br />