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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this 1 -4 <br />Family Rider. <br />Borrower <br />PAUL A POLANSKY <br />//jett <br />ANITA J PO f SKY <br />201 742501 <br />2200689286 <br />MULTISTATE 1 -4 FAMILY RIDER -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3170 1/01 <br />Bankers Systems" VMP® 0912016 <br />Wolters Kluwer Financial Services 2017041717.1.0.4155- J20161116Y Page 3 of 3 <br />