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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Fixed /Adjustable Rate Rider. <br />MULTISTATE FIXED /ADJUSTABLE RATE RIDER -WSJ One -Year LIBOR - Single <br />Uniform Instrument <br />Bankers Systems TMVMP <br />Wolters Kluwer Financial Sery ces <br />II mAUSAmmiAiiWiu�nflmutumNUilmnuniinni <br />201'7024; <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Family- Fannie Mae <br />Form 3187 6/01 (rev.6 /16) <br />VMP168R (1607).00 <br />Page 5 of 5 <br />