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2� 17�2457 <br /> (C} "Lender" is Freedom Martgage �arporat i on <br /> . <br /> Lender is a �o rpa ra t i on <br /> organized and existing under the Iaws of The S tate a f New Je rs ey . <br /> Lender's address is 9�7 F 1 e a s ant �Ta 11 ey Av 5 t e 3. Mount Laure 1. NJ D 8 Q 5 4 <br /> �� "Trustee" is Westcor Land Titl� Insurance copany <br /> �E� "MERS" is Mar�gage Elec�ronic Registration Sys�ems, Inc. MERS is a separate corporation that is <br /> acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br /> under this Security Instrument. MERS is organized and exis�ing under the laws of De�aware, and has <br /> an address and telephone number of P.Q. Bax 20Z6, Fiint, MI 4850 2-2�26, tel. (888}679-MERS. <br /> (F) "Nate" rneans the promissory note signed by Borrower and dated Apri 1 1.2, 2 017 . The�V'ote <br /> states that Borrower owes Lender �ne Hundred Twenty Three Thousand Seventy One <br /> anc� oo�ioo <br /> Dollars�LJ.S. $12 3,�71.�0 �plus interest. Borrower has promised to pay�his debt in r�gular <br /> Periodic Fayments and to pay�he debt in full not later than January 1, 2 0 4 5 . <br /> (G} "Praperty"means the property that is described belovW under the heading "Transfer of Rights in the <br /> Property." . <br /> � "Loan" means the debt e��denced by the Note, plus interest, and Zate charges due under the Nate, and ali <br /> sums due under this Security Instrument, plus interest. <br /> �I} "Rider s" means aIl R.iders to this Security Instrument that are executed b�Borrower. The follovrTing <br /> Riders are tv be executed by Borrower �check box as applicable]: <br /> �Ad3ustable Ra#e Rider ❑�ondominium Rider ❑ Planned Unit Development Rider <br /> � ❑�ther ' <br /> 0 Rehabiiitation Lnan Rider <br /> [J� "Applicable Law" means alI cantrolling applicable federa�, state and local statutes, regulations, <br /> ordinances and administrati�re rules and orders�that ha�e#he effect of law} as well as aii applicab�e fina�, <br /> non-appealable judiciai apinions. <br /> �K} "Cammunity Association Dues,Fees, and Assessments" means alI dues, fees, assessments and other <br /> charges that are impased an Borravver ar the Property by a condominium association, hameowners <br /> associa�ion ar similar organizatian. <br /> (L} "Electronic Funds Transfer" rneans any transfer of funds, other than a transaction orzginated by check, <br /> draf�, ar similar paper instrument, wh�ch is initiatied�hraugh an electrvnic t�rminal, te�ephonrc <br /> instrument, computer, or magnetic tape so as to nrder, xnstruct, or authorize a financial ins�itutian to <br /> debit or credit an accaunt. Such term includes, but is not limited to, point-of-sale transfers, automated <br /> teller machine transactians, transfers initia�ed by telephone, wire transfers, and automated c�earinghouse <br /> transfers. <br /> 2 3 4 5�4 2 S 6 - ._._.,_ .—��. .-•-•--�--- p 0 9 8 7 7 9�2 2 <br /> FHA Deed af Trust With MERS-NE � 9/30/2014 <br /> Bar�kers 5y stemsTM VMP C� VMP4N[N�)�15�fij.00 <br /> Wolters Kfuwer Fittanc�al 5err►ices Page 2 of'I7 <br />