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2� 17�2457 Subject to the pro�isions of Section 17, any Successar in Interes�af Borrower�ha assumes Borrower's obligations under this Security Instrument in writing, and is appro�ed by Lend�r, shall ob�ain aI1 of Borrawer's rights and benef ts under this Security Instrumen�. Borrower shatl not be reieased fram Barrower's obliga�ions and liability under this Security Instrurnent unless Lender agrees to such release in writing. The co�enan�s and agreements of this Security Instrument shal�bind�except as provided in 5ection 19�and benefit the successors and assigns af Lender. 13. Loan Charges. Lender may charge�orrower f�e�far sexu�e�s perf�rmed in connection with Borrower's defaul�, for#he purpose af protecting Lender's �nterest 2n�he Proper�r and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. Lender. may callect fees and charges authorized by the Secretary. Lender may nvt charge fees that are express��r prohibited by this Securi�y Instrumen�or by Applicable Law. . If the Loan is subject to a Iaw which sets maximum Ioan charges, and that law is finalty interpreted so that the interest or other loan charges caliected or to be c�Ilected in connection with the Loari exceed the permitted limits, #hen: �a}any �uch Ioan�harge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and�b}any sums already collected from Barrower which exceed�d permitted limits will be refunded ta Barrower. Lender may choose to make this refund by reducing fhe principa�awed under the Nate or b�making a direct payment to Borrower. If a refund reduces principa�, fhe reduc�ion will be treated as a partial prepayment with na changes Zn the due date ar in the mvnth�y payment amaun�unless the Lender agrees in writing ta thase changes. Borrower's acceptance of an� such refund made by direct payment�o B�rrawer wi11 canstitute a waz�er of any right of action Borrower might ha�e arising out af such avercharge. '14. N�t iCes. AI� notices gi�en by Borrower or Lender in connection with this Security Instrumen�must be in writing. Any notice ta Borrower in connec�ion with this Securit��ns�rument shall be deemed fio have been gi�en to Borrower when mailed by f rst class mail or when actuai�y delivered to Borrov�er's noti�e address if sent b�ather means. Notice ta any one Borrower shall constitute notice to aIl Borrowers unless Applicable Law expressly requires otherwise. The notice address shal� be the Praperty Address unless . Borrower has designated a substi�ute notice address by notice to Lender. Borrower shall promptIy natify Lender of Barrower's change af address. If Lender spe�ifi�s a procedur�for reparting Barrawer's change af address, then Borrovver shall only report a change of address through that specif ed procedure. There may be anly ane designated na�ice address under this Security Instrumen�at any one tirne. Any notice#o Lender shall be gi�en by deli�ering it or by mailing it by first class mail to Lender's address stated herein un�ess Lender has designated another address by notice to Borrower. An�notice in connection w�th this Security�ns�rumen�sha�� not be deem�d to ha�e been gi�en to Lender until actually recei�ed by Lender. If any notice required by this Security Instrument is a�so required under Applicable � Lavv, the Applicable Law requirernent wiil satisfy the corresp�nding requirement under this Security Instrument. r 13. Ga�ern�ng Law; Severai�ility; Rules of C�nstruc#'[on. This Security Ins�rument shall be governed by federal law and the law af the jurisdictian in which the Praperty is Iocated. AlI rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable La�rr. Applicable Law might exp�icitly or implicitl�allow the parties to agree by cantract or it might be silent, but such silence sha11 nvt be construed as a prohibition agains�agreement by contract. In the e�ent that any pr��ision or ctause of this Securi�y Instrument or the Note conflicts vr�ith Appiicable Law, such conflict shail noC affect other provisions of this Security rnstrument ar the Note which can be given effect WI��'lOLit th�C�rifl1Ct1I7g�]taV1510I7. ' 234�04�86 - ._. ._.... ._. oogs��9��- �HA Deed of Trust With MERS-NE 9J3012�Z 4 6anKers Sy5temsTM VMP 0 ' VMPaN(N�](1506}.pQ Wolters K`uwer Financia�Servl�es p��of��