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2� 17�2359 ParcQl IO Number: 4D0'183fi7� which currently has the address of 4D8 W P I um St (S`treet� Don i phan ��'ity�, Nebraska 6883�-9��5 �zip�'ode� �"Property Address"}: T�G ETH E R 'VVI TH al�the improv�ments n�w ar hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the proper�y. All rep�acements and additions shall alsa be Co�ered by this Security Instrument. All of the foregoing is referred to in th�s Security Instrument as the "Property." Borrower understands and agrees that MERS halds on�y legal ti�le�o the interest granted by Borrower in this 5ecurity Ins�rument, but, if necessary tv cvmp�y with law or custom, MERS(as nominee for Lender and Lender's successors and assigns}has the right: to exercise any or a�� of those interests, including, but not limited to, the r�ght to fareclose and sell the Property; and to take any action required of L�nder including, but not limited t�, releasing and canceling this Security Instrument. B�RR�WER C�VENANTS that Borrower is lawfully seised of the es�a�e hereby conv�yed and has the right to grant and con�ey the Froperty and that the Pr�perty is unen�umhered, except for en�umbrances of record. Borrawer warrants and wi11 defend generally the title to the Property against a11 claims and demands, subject to any encumbran�es of record. TH IS SE�URITY IN STRUMENT cambines uni form co�enants for national use and nan-uniform co�ena�nts with Iimited�ariations by jurisd�ct�on to constitute a un�form security instrument co�ering real property. Uniform Ca►►enants. Borrower and Lender co�enant and agree as follows: 'f. Payment of Principa[, I nterest, Escrow Items, PrepaymQnt Charg�s, and Late Charges. Borrower shall pay vWhen due the principal of, and interest on, the deb�e�idenced hy the N�te and any prepayment charges and late charges due under the Note. Borrower sha11 also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or ather instrument recei�ed by Lender as payment und�r the�To��ar�his Security Instrument is returned t�Lender unpaid, Lender may require tha�any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the fa��awing forms, as selected by Lender: (a}cash; (b}money order; (c} certified check, bank check, treasurer's check or cashier's�heck, pra�ided any such check is drawn upon an institution whose deposits are insured by a federal agency, ins�rumentality, or �I7t1�; or�d}E lectran i c F unds Transfer. Payments are deemed recei�ed by Lender when recei�ed at the location designated in the Note or at such other lacation as may be designated by Lender in accordance wi�h the notice pro�isions in Section 15. Lender may return any payment or partial payment if the payment or part�al payments are insufficient to bring�he Loan current. Lender may accept any payment or partia�payment insufficient ta bring the Loan �urrent, without wai�er�f any rights hereunder or prej udice to its rights ta refuse such payment or partial payments in th�fu�ure, but Lender is not obligated�o apply such payments at the t�me such payments are accepted. �f each Periodic Fayment is applied as of its s�heduled due dat�, then Lender need not pay interest an unapplied funds. Lender may ho�d such unapplied funds until Borrower makes payment to bring the Loan curr�nt. If Borrower does not do sa within a reasonabie period of time, Lend�r shall e�ther app�y such funds or return them to Borrower. If nat applied earlier, such funds wi11 be applied to the outstanding principal balance under the Note�mmed�ately prior to forec�osure. Na vffset or c1a�m which Barrower might ha�e now or �n the future against Lender sha11 relie�e Borrower fram making payments due under the Note and this Security �nstrument or performing th� co�enants and agreem�nts �ecured by this 5ecurity �nstrument. �32s�4o NEBRASKA-Single Fami4y-Fannie MaelFreddie Mac IJNIFQRM INSTRUMENT WITH MERS Farm 3�28 11�� VMP� VMP6A�NE}(1302} Wolters Kluwer Financial Ser�ices Page 4 of�7