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2� 17�2359 <br /> If the Loan is sub�e�t to a law which sets max�mum loan charges, and that�aw is final�y interpreted so that <br /> the interest or other loan charges coilected or to be collected in connection with the Loan exceed the <br /> permitted limi�s, then: �a}any such lvan charge shall be reduced by the amaunt necessary to reduce the <br /> charge to the permitted limit; and�b�any sums already collected from B�rrower which exce�ded permitted <br /> limits wi11 be refunded ta Borrower. Lender may choose to make thls refund by reducing the principal owed <br /> under th�Note or by making a dire�t payment to Borrower. if a refund r�duces principal, the reductifln will <br /> be treated as a partial prepayment vvithout any prepayment charge�whether or not a prepayment charge is <br /> provided for under the 1Vote}. Borrower's acceptance of any such refund made by direct payment to <br /> Borrower will constitute a waiver of any right of action Borrawer might ha�e arising nut af such o�ercharge. <br /> 'I 5. NotiCes. All notices gr��n by Borrower or L�nder in conn�ctian with this Security Instrumen�mus�be in <br /> writing. Any notice to Borrower in connectifln with this Security Instrument shall be de�med tn ha�e been <br /> gi�en to Barrovver when mailed�y first�lass mail ar when actually delivered ta Borrower's notice addr�ss <br /> if sent by other means. Narice to any one Borrower sha11 constitute notice t�all Borrowers unless <br /> Applicab�e Law expressly requires otherwise. The notice address shall be the Property Address unless <br /> Borrvwer has designated a substitute notice address by notice ta Lender. Borrower shall pramptly natify <br /> Lender of Borrower's change of address. If Lender specif es a procedure for reporting Borrawer's change <br /> vf address, then Borrawer shall only report a change vf address through that spec�fied procedure. <br /> There may be only one designated notice address under this Security Instrument at any one time. Any notice <br /> to Lender sha11�e given by deli�ering it or by mailing it by first class mail to Lender's address stated herein <br /> unless Lender has designated anather address by notice to Borrower. Any notice in connection with this <br /> Security Instrument sha��not be deemed to ha��been gi�en to Lender until actually received by Lender. �f <br /> any notice required by this Se�urity Instrument is also required under Applicable Law, the Applicabl�Law <br /> r�quirement will satisfy the corresponding requiren�ent under this Security Instrument. <br /> '�S. �a�erning Law; Se�erabi�ity; Rules of �anstructi�n. This Security Instrument shall be ga�erned by <br /> federal 1aw and the 1aw of the jurisdiction in which the Property is lncated. A11 rights and obligations <br /> contained in this 5ecurity Instrument are su��ect to any requirements and limitations vf Appiicable Law. <br /> Applicab�e Law might explicit�y or implicitly allow the parties to agree by contract or it migh�be silen�, but <br /> such silence shall not be cons�rued as a prohibition aga�nst agreement by contract. In the e�ent that any <br /> pro�ision�r clause of this Security Instrument or the Note canflicts with Applicable Law, such conflict shal� <br /> na�affect other pro�isions of this Security Instrument or the No�e which can be gi�en effeCt without the <br /> conflicting pro�ision. <br /> As used in this Security Instrument: �a�vWords of the masculine gender shall m�an and include correspanding <br /> neuter words or wards of the feminine gender; (b}wards in the singular shalt mean and include the plural <br /> and�ice�ersa; and�c}the ward "may" gi�es sole discretion withaut any ob�igation to take any actinn. <br /> '�7. Bor�rowe�'S Copy. Barrower shall be given one copy of the Note and of this 5ecurity Instrument. <br /> 1 S. Transfer�f the Pro�erty �r a Beneficiaf int�rest in Barrvwer. As used in this Section 1$, "Interest in <br /> the Property" means any legal or benef c�al interest in the Property, including, but nat Iimited ta, those <br /> beneficial interests transferr�d in a bond for deed, contract for deed, installment saies contract or escrow <br /> agreement, the intent of which is the transfer of title by Borrawer at a future date to a pur�haser. <br /> If all or any par�af th�Property or any Interest in th� Proper�y is sold ar transferred�or if Borrow�r is not a <br /> natura� person and a beneficial interest in Barrower is sold or trar�sferred}without Lender's prior written <br /> consent, Lender may require imm�diate payment in full of a�� sums secured by this Security Instrument. <br /> Howe�er, this option sha�� not be exercised by Lender if such exercise is prohibited by Applicable Law. <br /> ��zs�ao <br /> NEBRASKA-Single Famiiy-Fannie MaelFreddie Mac UNIF�RM iNSTRUMENT WITH MERS Form 3028 11�1 <br /> VM P Q VM PfiA(NE}�1302} <br /> Wolters Kiuwer Fi�ar��iaf Services Page 12 of 17 <br />