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2� 17�2327
<br /> DEED �F TRUST
<br /> Loan Nv: 'I�"I 3�35�'i ��ontinued� Page 1�
<br /> of the United States of America. Wards and terms used in the singular shal� include the plural, and th� plural shafi
<br /> inciude the singular, as the �ontext may require. Words and terms not otherwis� defined in this Deed �f Trust shall
<br /> ha�e the meanings attributed to such terms in the Uniform �ommercial Code:
<br /> geneficiary. The word "Beneficiary" means Five Points Bank, and its successors and assigns.
<br /> Borrower. The word "Borrower" means GANA�O !NC dlbla PRIMITlVE T�UCH ANTIQUE WAREH��SE and
<br /> BILLIE JEAN gERTA and includes al! co-sign�rs and ca-makers signing the Note and af� thei� succ�ssors and
<br /> assigns.
<br /> Deed vf Trust. The wQrds "Deed of Trust" mean this Deed of Trust am�ng Trustor, Lender, and Trustee, and
<br /> in�fudes without I�mitation alf assignment and security tnterest pro�isions re�ating t❑ the Personai Proper�y and
<br /> Rents.
<br /> Defauft. The ward "Default" means the Default set forth in this ❑eed ❑f Trust in the SectiQn titled "❑efault",
<br /> En�ironmental Laws. The words "En�ironmental Laws" mean any and all state, federal and local statutes,
<br /> regulativns and ordinances refating to the protection of human h�alth or the en�ironment, in�Ruding withaut
<br /> limitation the Camprehensi�e En�ironmentai f�esponse, CampensatFon, and Liability Act of 198�, as amended, 4�
<br /> IJ.S.C. 5ectivn 96�1, �t seq. �"CERCLA"y, Yhe Superfund Amendments and R�authori�a�ion Act of 1986, Pub. L.
<br /> No. 99-499 �"SARA"y, the Hazardous Materials Trans�ortatian Act, 49 U.S.�. Section �8D�, et seq., the Resource
<br /> Conser�atEan and Reco�ery Act, 4� U.S.C. S�ction �9U1, et s�q., ❑r other applicabfe state or federal faws, rules,
<br /> or regulations adopted pursuant thereto.
<br /> E�ent of❑efault. The wards "E�ent of Qefault" mean any af the e�ents of default set forth in this D�ed ❑f Trust in
<br /> the e�ents ❑# default section of this C3eed nf Trust.
<br /> Existing Indebtedness, The words "Existing Indebt�dness" mean the indebtedness described in the Existing Liens
<br /> pra��sion of this Deed �f Trust.
<br /> Guaranty. The word "Guaranty" means the guaranty from guarantar, endarser, surety, ❑r accommadatian party to
<br /> Lender, including wi�hout limita�ian a guaranty ❑f aR! or part❑f the Note.
<br /> Hazardous 5uhstances. The words "Hazardous Substances" mean materials that, because of th��r quantity,
<br /> conc�ntratifln �r physical, ch�m�cal �r infectious charact�risti�s, may �ause or pase a present or patentfal hazard
<br /> to human health vr the en�Frvnment when improperly us�d, treated, stored, disposed o�, generated, manufactured,
<br /> transp�rYed vr �therwise handled. The words "Hazardous 5ubstances" are used in their �ery braadest sense and
<br /> include wi�haut limitation any and all ha�ardaus ar toxic substances, materials or waste as defined by or listed
<br /> under the En�ironmentaE Laws. The term "Hazardous Substan�es" alsa includes, without limitation, petroleum and
<br /> pe�roleum by-products ar any fraction thereaf and asbestas.
<br /> Impra�ements. The word "Impro�ements" means all ex�sting and fu#ure impro�ements, buildings, structures,
<br /> mobile homes a�fixed on the Real Property, facilities, additians, replacements and other �onstru�tion an the Real
<br /> Property.
<br /> indehtedness. The ward "Inde�tedness" means all principa�, interest, and other amounts, costs and expens�s
<br /> payable under the Nate or Related Documents, together with all renewals ❑f, extensions �f, modificati�ns ❑f,
<br /> �onso#idations ❑f and substitutians tar the Note �r Related Documents and any amaunts expended or ad�anced by
<br /> L�nder ta discharge Trustar's obligations or expenses incurred by Trustee or Lender to �nforce Trustor's
<br /> obligations under this ❑eed af T�ust, together with interest on su�h amounts as pr��ided in this �eed af Trust.
<br /> Speciftcalfy, without limitation, Indebtedness includes the future ad�ances set farth in the Future Ad�ances
<br /> pro�ision, tog�ther with all interest thereon and ai� amaunts that may be indirectly se�ured by the
<br /> Cross-Collateralization pro�isi�n ❑f this D�ed of Trust.
<br /> Lender. The ward "Lender" means Fi�e Paints Bank, its successors and assigns.
<br /> Nat�. The word "Note" means th� promissory note dated April 13, ��17, in the original principal amount
<br /> of $1�2.���.�a� from gorrawer to Lender, tagether w+th all ren�wals af, extensions of, modifi�ations of,
<br /> refinancings �f, �onsolidations of, and substitutians for the promissory nate ar agreement.
<br /> Personal Property. The wards "Personai Proper�ty" mean alf equipment, tixtures, and other art�cles of pers�nal
<br /> property naw or hereafter ❑wned by Trustor, and now ar hereafter attached at� affixed ta the ReaE Property;
<br /> together with a�l accessions, par�s, and additions to, all repla�ements af, and all substitutians for, any of such
<br /> praperty; and tog�ther with all proceeds �in�luding without limitation all insurance proceeds and refunds of
<br /> premiums� from any sale or other disposition af the Property.
<br /> Property. The word "Praper�y" means callecti�eEy the Reaf Property and the Persanai Property.
<br /> Real Property. The words "Real Propet-ty" mean the real praperty, interes�s and rights, as �urther described in this
<br /> Deed of Trus�.
<br /> Related Documen#s. The words "Related Dncuments" mean all p�omissory notes, credit agreements, laan
<br /> agreements, en�iranmental agreem�nts, guaranties, security agreements, mortgages, deeds af trust, security
<br /> deeds, callateral mvrtgages, and a!! ather instruments, agreements and do�um�nts, whether now or hereafter
<br /> ex�sting, executed in connectian with the lndebtedness.
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