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2� 17�225� Any amounts disbursed by Lender under this Section 9 shall b�come addit�onal debt of Borrower secured by this Security Instrurnent. These amounts sball bear interest at the Note rate from the da�e of disbursement and sha11 be payable,with such interest,upon notice from Lender to Borrower requesting payment. If this Secur�ty Instrument is on a leasehold,Borrower shali comply with al�the pro�isions of the lease.If Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 1�. Mortgage lnsurance.If Lender requ�.red Mortgage Insurance as a condition of making the Loan, Borrawer shall pay the premiums required to maintain the Mortgage Insurance in effect. If,for any reason,the Mortgage Insurance coverage reauired by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance,Barrflwer sha11 pay�he premiums required to obtain coverage substan�ia�ly equivalent to the Mortgage Insurance pre�ious�y in effect,at a cost substantially eyui�a�ent to the cost to Borrower of the Mortgage Insurance previously in effect,from an alternate mortgage insurer selected by Lender. If substantial��r equivalent Mortgage Insurance coverage is not available,Banower shall continue to pay to Lender the amount of the separately designa�ed pay�en.ts that vvere due vvhen the insurance co�erage ceased to be in effect. Lender will accept,use and retain these paymen�.s as a noa-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve sha11 be non-refundable, not�vithstanding the fact that the Loan is ultimately paid in full,and Lender sha11 not be required to pay Borrower any in�erest or earnings on such loss reserve.Lender can no longer require loss reser�e payments if Mortgage Insurance coverage(�n the amount and for the period that Lender requires}provided by an insurer selected by Lender again becomes a�ailable, is obta�ned,and Lender requires separately designated payments toward the prerniums for Mortgage Insurance. If Lender required Mortgage Insurance as a cond�tion of making the Loan and Borro�ver was required to make separa.tely desi�nated payments toward the premiums for Mortgage Insurance,Borrower sball pay the premiums required�o maintain Mortgage Insucance in effect,or to pro�ide a non-refu�dable loss reser�e,unti�Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Leader providing for such termination or until termination is required by Applicab�e Law.Nothing in th�s Section 1D affects Bortower's obligatiQn to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note}for certa�n l�sses it may incur if Borrower daes not repay the Loan as agreed.Borro�ver is not a party ta the Mortgage Insurance. Mortgage insurers eva�t�ate their total risk on all such insurance in force fram time to time,and may eater into agreements with other parties that share or modify their risk,or reduce�osses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party(or parties}to these agreements. These agreements may require the mortgage insurer to make payments using any sou.rce of funds that the mortgage insurer may ha�e available(�vhicb may include funds ob�ained from Mortgage Insurance premiums}. As a result of these agreements,Lender,any purchaser of the Note,another i�.surer,any reinsurer,any other entity,or any affiiiate of any of the foregaing,may recei�e�directly or indirectly}amounts that derive from(or might be characterized as)a portion of Borrower's payments far Martgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk,or reducing losses. If such agreement pro�ides that an affiliate of Lender takes a share of the insurer's risk in excbange for a share of the premiums paid to the insurer,the artangement is often termed"captive reinsurance."Further: q033739�6312 �233 fi83 �91? NEBRASKA-Singie Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS Form 34281/41 VMP� VMPfiA(NE)(1342).44 Wolters 1{luwer Financial Services Page 9 of 17