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2� 17�225�
<br /> The Funds sha11 be held in an instYtution v�hose deposits are insured by a federa�agency,instrumenta�ity,or
<br /> entity(inc�uding Lender,if Lender is an institution�vhose deposxts are so insured}or in any Fe�eral Home
<br /> Loan Banlf.Lender sha11 apply the Funds to pay the Escrow Items no later than the time specified under
<br /> RESPA.Lender sha��not charge Borrower for holding and appl�ing the Funds,annually analyzing the
<br /> escraw account,or verifying the Escrow Items,unless Lender pays Bonower interest ou the Funds and
<br /> Applicable Law permits Lender to make such a charge.Unless an agreement is made in�vriting or
<br /> Applicabie La�v requires interest to be paid on the Funds,Lender sha11 not be required to pay Borrower any
<br /> interest or eamings on the Funds.Borrower and Lender can agree in writing,however,that interest sha��be
<br /> paid on the Funds. Lender sha11 give to Borrower,without charge,an annua�accounting of the Funds as
<br /> required by RESPA.
<br /> If there is a surplus of Funds held in escrow,as de�ned under RESPA,Lender sha11 account to Borrower for
<br /> the excess funds�n accordance with RESPA. If there is a shortage of Funds held in escrow,as defined under
<br /> RESPA,Lender shall notify$orrower as required by RESPA,and Borrower shall pay to Leader the amount
<br /> necessa.ry to make up the shortage in accordance with RESPA,but in no more than 12 monthly payments. �f
<br /> there is a deficiency of Funds held in escrow,as defined under RESPA,Lender shatl notify Borrower as
<br /> required by RES�A,and Borrower sha11 pay to Lender the amount necessa.ry to make up the defic�ency in
<br /> accordance with RESPA,but in no more than i 2 monthly payments.
<br /> �pon payment in€u1�of aI�sums secured by this Security Instrument,Lender sha11 promptly refund to
<br /> Borrower any Funds held by Lender.
<br /> 4. Charges;Liens.Barro�ver sba11 pay a�I taxes,assessments,charges, fines,and impas�tions attr�buta.ble to
<br /> the Property�vhich can attain pr�ority over this Security Instrument, leaseho�d payments or ground rents on
<br /> the Property, if any,and Community Association Dues,Fees,and Assessments, if an�.To the extent that
<br /> �hese it�rns are Escrovv I�.ems,Borrower shall pay them in the manner pro�ided in Section:�.
<br /> Borrower shall promptly discharge any lien wh�ch has priority over th�s Secur�ty Instrument unless
<br /> Borrower: (a)agxees in writing to the payment of the obligation secured by the �ien in a manner acceptabie
<br /> to Lender,but on�y so long as Borrower rs perform�ng such agreement;(b}contests the Iien in good faith by,
<br /> ar defends against enforcement of the lien in, Iegal proceedings which in Lender's opinion operate to pre�ent
<br /> the enforcement of the lien while those praceedings are pend�ng,but on�y unti�such proceedings are
<br /> conc�uded;ar�c}secures from the holder of the�ien an agreement satisfactory ta Lender subordinating the
<br /> lien to this Security In�trument. If Lender determines that any part of the Froperty is subj ect to a lien which
<br /> can atta�n priorit�over this�ecurity Instrument,Lender may giv e Borrower a notice identifying the 1ien.
<br /> �ithin �4 days of the date on which that notice is given,Borrower sha�1 satisfy the��en or ta.ke one or more
<br /> of the actions set for�h above in this Section 4,
<br /> Lender may require Borrower to pay a one-time charge for a rea�estate tax�erif cation andlor reporting
<br /> ser�ice used by Lender in connection with this Loan.
<br /> 5. Praperty Insurance.Borrower sha11 keep the�mpro�ements now existing or hereai�er erected on tbe
<br /> Property insured against loss by fir�,hazards included v�ithin the term"extended co�erage,"and any other
<br /> hazards includin.g,but not Iimited to, earthqua,kes and floods, for which Lender requires insurance.This
<br /> inswrance shall be maintained in tbe amounts[including deductible levels}and for the periods that Lender
<br /> requires.What Lender requires pursuant to the preceding sen�ences can change during the term of the Loa�.
<br /> The insurance carrier providing the�nsuraace sha11 be chosen by Borco�rer subject to Lender's right to
<br /> disappro�e Borrower's choice,�vb�ch right shall not be exercised unreasonably. Lender may requue
<br /> $orro�ver to pay, in connection with this Loan, either: �a}a one-t�me cbarge for tlood zone deter�riination,
<br /> certification and�racking services;or(b}a one-time charge for flood zone determination and certification
<br /> NEBRASFtA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRIJMENT WITH MERS Form 302811Q1
<br /> VMP� VMP6A�NE)(1342}.4Q
<br /> Wolters Kluwer Financia!Services Page 8 of 17
<br /> q433?39�G312 �233 G83 �G1?
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