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. 2� 17�2233 <br /> Sect�on �.4 �eiianc�. Inc�ividua� B�rro�er r�G�gr�i�es and ac�no�l�d�es th�.t <br /> in ac�eptin� the Loan Agreeme��, the l�ot�, th�s �ecur�ty Ir�strument and th� ��h�r Loan <br /> D��uments, Lender�s ��pressly and primar��y re�ying�n th�truth a�d accuracy of the v�rarranties <br /> and r�pre�e��atiar�s set forth i� Section 4.I af the L�an Agr��ment �v�thout any �bliga�io� to <br /> �n�rest�g�.te the Pr�perty and natw�thstanding ar�� ir�ve�t�gat�an af the Property by Lender; that <br /> such r��iar�ce existed on the part af Lend�r pri�r t� the dat� her�of, that the �arranties a.n� <br /> repres�ntat��ns are a material in�ucement t� Ler�der i�.mal�ing the Loan; and t�at L�n�er�vould <br /> nat be �v���i�g ta ma��� the Loan and acc��t this S�curit� Inst�um�r�t in the �bs�n�e �f the <br /> warrant�es and representa�ians as set for���� S��t��n 4.1 �f the Laan A�reem�nt. <br /> ARTI�LE 5 -Fi�RTHER A�STJRAT�T�E S <br /> ��cti�n 5.1 Re��rd�n� of Se�ur�tY Instrument, e�c. Indiv�duai B�rra�ver <br /> A ��IIIIPPI�I�1 <br /> f�rth�vith upon the e�ecuti�n and de��ver� af this Secur�ty Inst�ument wiil cause th�s Secur�ty <br /> Instrumer�t ta be filed, r�g�stered or recorded in such manner and in su�h pla�es as may be <br /> required by an�present or future law �n �rder ta�ubl�sh r���iGe of ar�d ful�y t�prote�t and p�rf��t <br /> � th� Lien or securit� ir�t�rest hereaf u�on, and the inter�st o�L�nder �n, the Property. �ubject t� <br /> th�t�rms �f th� I��an Agreeme�t� I�d��idua�Borra�er wi�� pa.y a11 transfer, �ocumentary stamp, <br /> inta.ngibl�pers�na�property� mE.or�gage recording ar sim�Iar ta��s, filing, re�istration or r�cord�ng <br /> fees, and a1� ��penses incident to �h� preparat��n, execution, acknow�edgment andlar r���rdir�g <br /> �f t�is Secur�ty Instr�ment, any deed �f trust ar m�r�ga�e supple�nen�a� �eret�, ar�� se�ur�ty <br /> instrument with re��aec� �o th� P�operty �.n� a�� instrument of further assurance, and any <br /> modifica.txon or am�ndm�nt of th� foregoing da�u�nents. � <br /> �ect�an 5.2 Further A�t�, etc, Individual Barr�wer �ri�l, at th� �ost of <br /> Individual Borrov�er, and vv�thau� ��p�nse t� Lender, da, e��cute, acl�.n�Vvled�e �.nd �e�i�rer aIi <br /> fur�her acts, dee�s, co�veyances, deeds af trus�� rnart�a���, ass��nm�nts, notices �f a�sigriments, <br /> transfers and assuran��s a� Lender �ha�l, from time to t�me, reasar�ably require, far the b�tt�r <br /> assuring, canveying, assi�nin�, transferr�n.g, and c�nf rming unt� Lender the��operty an� r�ghts <br /> here�y m�rtgaged, de�ded, grar�te�, barga�r�ed, s�l�, conveyed, cor�firmeda p�ed���, assigned, <br /> �varra.nted �.nd tran�f�rred �r int�n�ed n�w �r h�reafter s� to b�, or vvh�ch I�div��ua� Borr�wer <br /> ma� be ar ma� h�reafter becarne baunc� to cor��ey o� assign t� Lender, or far Garrying aut the <br /> pr�visionsy ar facil�tating the performance, of the terms of this Secu�ity I��trument or for f��ing, <br /> r�gis��ring or recording th�s Security Ir�strum�nt, �nG�uding as m�y b� r�qu�r�d by ar�y �ega1 <br /> r�quirement.� In the ev�nt Indxvidual �arrar��r �hal� fa1� to so e�ecu�� ar�� deliv�r any such <br /> document, Individua� Borr��er hereb� authari�es Lend�r ta ���cut� �n the name �f Ir�div�dua.� <br /> B�rrower, or without the signature �f Ir�di�idual Borrower to the e�t�r�t Lender may la�vfull� da <br /> so, any su�h do�um�nt to evidence mare eff��tively th� securit� interest �f Lender in the <br /> Property. Indiv�dua� B�rrower grar�ts to Ler��er an i�-revoca.ble po�r�r of attarney couple� with <br /> an inter�st f�r the purpose of exerci�ing and p�rfect�ng an� and a�� rights ar�c�remed�es availab�e <br /> to Lender at law and in �quit�, ir��lu�ing, v�rith�ut�limitatian, �uch rights and r�med��s available <br /> ta L�nder pursuant to th�s S��tion 5.�. <br /> S�ctian 5.3 �h�n es �n Ta� Debt Credit and D�cum�nta Stam Lav�s. <br /> �a} If a.n� �a�v �s �nacted �r ad�pted or amended after�h� date �f this Security Instrum.e�t which <br /> deduct� the I�ebt from the �a�ue �f th� Propert� for the purpase �f ta�ation or vvhi�h �mp�ses a <br /> ta�, either dir�ctly or �ndire�tl�, �n th� I�ebt o� Ler�der's in�erest �n the Prop�rty, Indivi�ua� <br /> 1� <br />