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The arbitrator will determine whether a Dispute is arbitrable. A single arbitrator will resolve any Dispute, whether individual or joint in nature, or whether based on contract, tort, or any other matter at law or in equity. The arbitrator may consolidate any Dispute with any related disputes, claims or other matters in question not arising out of this Transaction. Any court having jurisdiction may enter a judgment or decree on the arbitrator's award. The judgment or decree will be enforced as any other judgment or decree. Lender and Grantor acknowledge that the agreements, transactions or the relationships which result from the agreements or transactions between and among Lender and Grantor involve interstate commerce. The United States Arbitration Act will govern the interpretation and enforcement of this section. The American Arbitration Association's Commercial Arbitration Rules, in effect on the date of this Security Instrument, will govern the selection of the arbitrator and the arbitration process, unless otherwise agreed to in this Security Instrument or another writing. 28. WAIVER OF TRIAL FOR ARBITRATION. Lender and Grantor understand that the parties have the right or opportunity to litigate any Dispute through a trial by judge or jury, but that the parties prefer to resolve Disputes through arbitration instead of litigation. If any Dispute is arbitrated, Lender and Grantor voluntarily and knowingly waive the right to have a trial by jury or judge during the arbitration. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. LORI PARKER ACKNOWLEDGMENT. STATE OF NEBRASKA, OF ss. Mi instrument was acknowledged before me this 1 day of O( D / 7 by ROBERT L. PARKER JR , HUBAND OF LORI L. PARKER, and LORI PARKER , WIFE OF ROBERT L. PARKER JR.. My commission expires: GENERAL NOTARY - State of Nebraska TERESA HAKE My Comm. Exp. October 12, 2020 9,x Date Date 0/79 (Notary Public) 201702200 ROBERT L. PARKER JR Nebraska Deed Of Trust NE /4XXXXHAKE00000000001289016N Wolters Kluwer Financial Services ©1996, 2017 Bankers Page 8 Systems•'"