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The arbitrator will determine whether a Dispute is arbitrable. A single arbitrator will resolve any <br />Dispute, whether individual or joint in nature, or whether based on contract, tort, or any other <br />matter at law or in equity. The arbitrator may consolidate any Dispute with any related <br />disputes, claims or other matters in question not arising out of this Transaction. Any court <br />having jurisdiction may enter a judgment or decree on the arbitrator's award. The judgment or <br />decree will be enforced as any other judgment or decree. <br />Lender and Grantor acknowledge that the agreements, transactions or the relationships which <br />result from the agreements or transactions between and among Lender and Grantor involve <br />interstate commerce. The United States Arbitration Act will govern the interpretation and <br />enforcement of this section. <br />The American Arbitration Association's Commercial Arbitration Rules, in effect on the date of <br />this Security Instrument, will govern the selection of the arbitrator and the arbitration process, <br />unless otherwise agreed to in this Security Instrument or another writing. <br />28. WAIVER OF TRIAL FOR ARBITRATION. Lender and Grantor understand that the parties <br />have the right or opportunity to litigate any Dispute through a trial by judge or jury, but that the <br />parties prefer to resolve Disputes through arbitration instead of litigation. If any Dispute is <br />arbitrated, Lender and Grantor voluntarily and knowingly waive the right to have a trial by jury <br />or judge during the arbitration. <br />SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this <br />Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. <br />LORI PARKER <br />ACKNOWLEDGMENT. <br />STATE OF NEBRASKA, OF ss. <br />Mi instrument was acknowledged before me this 1 day of <br />O( D / 7 by ROBERT L. PARKER JR , HUBAND OF LORI L. PARKER, and LORI PARKER , <br />WIFE OF ROBERT L. PARKER JR.. <br />My commission expires: <br />GENERAL NOTARY - State of Nebraska <br />TERESA HAKE <br />My Comm. Exp. October 12, 2020 <br />9,x <br />Date <br />Date <br />0/79 <br />(Notary Public) <br />201702200 <br />ROBERT L. PARKER JR <br />Nebraska Deed Of Trust <br />NE /4XXXXHAKE00000000001289016N Wolters Kluwer Financial Services ©1996, 2017 Bankers Page 8 <br />Systems•'" <br />