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2� 17�217� l�the Loan�s subject�a a lav►r which sets max�murn loar�charges,and that�avu is fna�[y in#erp�eted so that the interest or ather�oan charges cfl�lected or t��e co�lected in conne�tion with the L�an exceed the permi�ted I�mits,then:�a}any such�oan charge shal[be reduced by the amount necessary to reduce the �arge t❑the per�nitted iimi#;ar�d�b}any sums already cal[ected�rom Bo�rower wh�ch exceeded permitted limits wi�l be re�unded to Bvrrnw�r.Le��der may choose to make this�e�ur�d by reducing tt��princ�pa[owed under#he No�e ar by making a d�rec�payment�o go�rower.1f a refund reduces p�ncipal,th�reduct�on wi[I be�reated as a partial prepayment without any prepayment charge�whether or nat a prepayment charge is pra�ided�vr under the Nvte}. B�rrvwer's acceptanc�of any such r�e�und made by direct payrnent to Bvrrawer will cons�€tute a wa��er vf any right af actian Borrvvver might have arisin�vu�a�such o�ercharge. '�5. Notices.AI�notices gi�en�y E3orrvwer n�r Lend�:r ir�connection with th�s Security lnsf�umen#must be in v�+riting.Any natice to 8orrower in connec�ion with this 5ecurity[nstrum�nt sha�l be deemed�o ha�e been g��en to Snrrower when ma�led by frst r�ass mail or when actua�i�+deii�ered�o Barrv�ruer's notice address if sent by other means.Nofice to any one Bar�ower shal[constitute natice to all Bv�rowers un�ess Applicab[e Lav�r expressly requ�res atherwise.The nvtice address s�alf he the Prope�fy Address unless Borrower has designat�d a substitute notice address by notice t�Lender.Borrawer shali prampt[y nvtifjr Lender af Borrov►rer's change❑f address.�f Lender specif es a p�vicedure fnr repo�ing Barrvwer's change of address,then Borrower sha!!❑n�y report a cha��ge of address through#hat specifed prvicedure.There may be only vne des�gnated notice address und�r this Security Instrum�nt at any�n�time.Any natiGe �o Lender sha�1 be given by de1��e�n� it o�by mailing it by frst class ma�!to Lende�'s address stated herein unless Lender has designa#ed another address by na#ice to Bor�awer.Any notice in cannec�ion witt�this�ecu�ity lnstrument shall not be deemed to have taeen giv�n�o Lender until actually rece��ed by Lender.If any nat�ce required by this Security�nstrumen�is alsv required under�Applicab�e Lav��,the App�icable Law requir�ment will sat�s�t��e correspor�ding requ�rement under�h�s S�curity inst€vmenf. ��. GaWerning La�v; S�everab�fity; Rutes vf Cc�nstructian. Th�s Security lnstrument shali b� goWe�ned by federal�au�and#he�avtr of�he�urisdict�an in which the Prope�#y�s Iocated.AI[righ�s and ob��gativns cr�ntaine� in#fiis Security tnstru�ent are subjec#to any requiremen�s and iimi#ai�vns af Applicable Law.�pp�ic�ble Law might exp�i�itly or impiieitly allov�r��e pa�fies tv agre�by conf�act�r i� might�e silent,#�u�such siience shall no�be cons�rued as a prahibifian against agr�ement by cvnt�act. In the event that an��rovisian or clause o�th€s Se�u�ity fnstn�ment or th�Note confl��ts with AppliGahle La�nr,such cvnfli�s[�all not affect ather proWisians v�this Security lns�rumen�ar the Note which can be given e�fect without the conflicting p�avision. �s used in t#�is S�curity Insf�ument: �a}words o�#he mascu[ine gende�shall mean and includ� �orres�vnding neuter vvard�or w�rds of the ferninine gend�r;�b}words in the singular shall mean and inc�ude the p�ural and vice versa;and�c}�he word"may"gi�es sale discret�on without any ob�igation ta take any activn. '��. Bvrr�vue�r's Capy.Bo�awer shall be gi��:n one copy��the Note and vf this Securify�r�strumen#. '�8. Trans#er v�t�e P��aert}r ar a Ben�fc�a�1nte�es#in Borrv�er.As us�d in this Section �8, "Inter�s��n the Prope�ty"means any lega�ar benef�iaf int�res�€n the Property,includ�ng,but nvt lim�ted t�,those benef cial int�r�sts#ransferred in a�ond for deed,con#ra�t far deed,�nstallmen�sales con�rac# or escro�r agreemen�,the in�ent af which is the transfer vftitle by Bv�ro�rer at a future date to a purchaser. If a1�or any part a�t�e Pro�er�y❑r any Int�rest�n the Pro�er�y�s sa�d or transferr�d(or if Borro�rer is n�t a natura!person and a benefic�a!int�res�in Bor�ower is sa�d a�t�ans�e�red}withaut L�nder's prio�wr�#ten consent,L�nder rnay require immediate paymen#in�ull af a!1 sums secured b��his Security Instrumen�. Ho�►vever,this vp�ion shall not�e exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises fhis opfian,Lender shall give Bor�vw�r not�ce vf ac�elerativn.The notice sha�[ provide a period af nat less than 3a days frvm the da�e#he nofice is given in accordance with Section 15 within which �arrower must pay all sums secured t�y#his S�curity�ns#rument. If Bvrrvwer fails fo pay these sums pri��#o�he�xpiration of this p�riod,L�nder may invoke any remedies permit��d by th�s Security Instrument vuitl�out furtl�er na�ice or demand on Barraw�r. 't 9. Borro�re�'s Right ta Reinst��e Af�.er Acceierativn. If 8vrrawer meets ce�ain cand�t�ons, Borrow��shall ha�e the right#o have enforcement of this Securi�y�nstrument d�scontinued at any time pri�r to the ea�ies#of:�a}five days before sa�e of the ProR�r�y pursuant�a any p�wer of sa�e can�ained in this 5ecuri�y instrument; ��}such vther per�vd as App�icabie Law might specify fflr#he termination of Bvrra►nrer's r�ght tv reinstate; or�cj entry o�a judgment enfarci�g this SecuritJ� �nstrumen#.Thase conditians are that 8vr�ovsrer: �a} pays Lender�all sums►ruhich then woutd be due under this Se�urity lnstrument and the Nat�as if n❑accelerat�on had occurred;�b}cur�s any d�fau�t o�any othe�cvvenants or agreem�nts;�c}pays all expenses incurred in enfarcing tf�is Secur�ty�nstrumen#,inc�uding,but not limit�d tv,reasonab��attorneys'fees,prape�ty inspec#ion and valua#�an fees,and vther�ees�ncurred fa� �he purpose vf prvtecting Lender's interest in�he Praper�y and rights under this Se�urity Instrument;and €d}takes suGh acfian as Lender may reas�nably require t❑assure#ha#Lende�'s interest�n the Property and rights under#t�is 5ecurity lnstrument, and Borrvwer's obligafion tv pay the sums secu�ed by this 5ecuri�y�ns#rument,shall contir�ue unchanged.Le��dermayrequire tha�Barrow�rpay such reinstatemer�t sums and expenses in flne o�mvre vf the fa!)awing forms:as s�iected by L�nder:�a}cash;�b}money order;(c}cer�ifed check,bank check,treasurer's check or cashier's check,pra�ided any such chec�C is drawn upvn an�nstitution►ruhase depvsits are insured by a fed��al agency,instrumen�a[ity or�ntity;or �d}E[ec#ronic Funds Trans�er.Upon reinstaternent by gar�ower,�his Security Instrum�n�and nb��gatians secured he�eby shall remain ful[y effective as if no acc��erativn had occurred. How��er,this right to reins�ate shal�no�ap�ly in�he case❑f acceleratinn under Section'�8. . 2D. SaCe of Nate;Change❑€Lvan 5ervicer;Nat�ce of��ievance.The Nate or a par��al int��st ir7 the Note�togethe�w�th t��is 5e�u�ity Instrument}can be so[d ar�e or more fimes�rith�ut prior not�ce to�orrowe�.A sa�e might result in a change in the entity�knawn as#he"Loan Se�vicer"�that cvlfec#s NEBRA51�tA--Sir�g€e Famiiy--Fanni�Mael�reddie NEac UNIFQRM INSTRUMENT Fo�m 3028�il��i Ellie Mae,�nG. Page 8 af 1� NEUDEE❑ 04�5 NEUDEE�]�CLS� � .... .� , � ..