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2� 17�217�
<br /> to Ler�der Funds for any or a�1 Esc�aw Iterns at any tirne.Any su�h wa�ver may on[y he in writing.[n the
<br /> eWent�f such wai�er, Bor�vwer shafC pay direc��y,vvhen�nd where payab�e,�he amvunts due for any
<br /> Escrow ltems far which payment a�Funds has been waived�y Lender and, if Lender�equ�res,shall
<br /> �urn��h to l��nd�r r�c�iRt��vid�nc�ng ���h paym�nt►�ithin�uch t�m� p�riQ� a� L�nd�r m�y req��ire:
<br /> gorrower's obligation ta make su�h�ayments and t❑provide receipts shafl for al!purposes be deemed
<br /> tv be a cv�enar��ar�d agresmen#Gonta�ned in�his Security inst�ument, as the phrase"�o��nant and
<br /> ag�eement"is used in 5�ctivn 9. If Barro��rer is ob�igated tv pay Escrov�r ftems direct�y, pursuant to a
<br /> ►tvai�er,and Bvrrvwer fails to pay the amount due for an Escrow Item, Lender may exercis�its rights
<br /> under Sectian 9 and pay such amvunt and Bvrrower sha11 then be vhligated under Section 9 to repay
<br /> to Lende�any such amour�t.Lender may�evoke the wai�er as t�any or a[€Escrvw ltems at any tim�by
<br /> a no��ce given in accordance w�th Section 15 and,u�on such revocation,Bvrrower shall pay tv Lende�
<br /> a[!Funds,a��d in such am�u��ts,that are then required under this Section 3.
<br /> Lender may,at any time,�v�le�t and hold Funds�n an amvunt€a}sufficient to p�rm�t Lender ta apply
<br /> the Funds at fhe fim�specified under RESPA,and�b�n�t�o exceed the maximum amount a�ender can
<br /> require under RESPA.Lender sha��es�imate the amount of Funds due❑n the basis of curren#data and
<br /> reasnn��le estimates of expendi#u�es af�uture�scrow items a�vtherwise in acco�dance with Applicable
<br /> Law.
<br /> The Funds shali be held in an institut�an whase d�pos�ts ar��nsured by a federal agency,ins#rumen�ality,
<br /> or ent�ty�inciuding Lender,if L�nder is an€nstitution whose deposits ar�so�nsured}or in any Federal
<br /> Home Loan�ank.Lertd�r shall app�y the Funds to pay�he Escrow I�ems no�ater than the�ime spe�ifed
<br /> under RESPA.Lender shal�nat charge Borro�rer�or ho[ding and applying the Funds,annua�ly analy�ing
<br /> the esc�aw account,or�eri€ying the Esc�a�v�tems,unless Lender pays Bv�rower in�erest vn the Funds
<br /> and App[�cable Law permits Lender f�rr�ake such a charge.Uraless an ag��emer�t is made in writing or
<br /> Applicab�e Law requir�s interes�t�be paid an the Funds,Lende�shali no�be requ�red fo pay Borrav►rer
<br /> any€nte�est or eam€ngs fln�he Funds.Bor�ower and Lender r,an ag�ee in v+�rit�ng,however,that interest
<br /> shall be paid on the Funds.Lender shal�give#o Sorrvwer,without Gharge,an annual accaun#ing vf�fie
<br /> Funds a�r�quired by RESPA.
<br /> If fhere is a surpius o#Funds h��d in escro�v, as defined under�ESPA, Lender sha11 account to
<br /> Barro��rer for��he ex��ss funds in accordanc�wi#h RESPA.If ti�ere is a shortage of Funds he�d in escr�vu,
<br /> as defined under RESPA,Lender shal#notify Borro��rer as r�qui��r�by RESPA,and B�r�av�rer shall pay to
<br /> Lender the amvunt necessary to make up the shartage�r�accnrdance v�rith RESPA,but in nv mare�han
<br /> ��mvnthly payments.ifthere is a d�ficiency of Funds held in�sc�ov+r,as defined under RESPA,Lende�
<br /> sha��not€�y Borro�+�+rer as required by RESP�i,and Bflrrvwer shal�pa}r�o Lender�he amvunt necessa�}+
<br /> tfl make up the�efciency in accardance wifh R�SPA,but sn no more than 12 monthly payrnents.
<br /> Upon payment in full of all sums secured hy#his�ecurity[nsfrument,Lender sha�l promptly refund
<br /> to Bo�rower any Funds he�d by Lender.
<br /> 4. Charges; Lier�s.Svrraw��r sha[I pay ai�taxes, assessmentsi charge5,fin�sr�C1C�IIT[�3C351�ID115
<br /> attributabl�t❑tt�e Property which can a�tain priority v�er this Security lns�rumenf,leasehald payments
<br /> a�grvund renfs❑n the Prap�rty,if any,and�ommuni�y Assvciation Dues,Fees,and Assessments, i�
<br /> any.To the exfent tha�these�tems are Escrow l�ems,Borro�r�e�shal�pay�h�m in the mar�ner provided
<br /> in 5ection 3.
<br /> ��rrower sha�l pramptly discharge any lien which has pria�i�y over this Security�nstrument unless
<br /> Borrawer:�a}agrees in writing to�h�payment afthe obligation s�cured by the iien in a rr�anner ac��p�ab[e
<br /> #❑L�nder,f�u�only so long as Bor�aw��is perfo�ming such agreement;�b}con�es#s the I�en in good faith
<br /> by,vr de��nds aga�ns�enforcement o�the iien in,�egal proceedings which in L�nder's opininn operate�v
<br /> ���v�nt the enforcemen�of the��en while#hose p�oceedings are pending,bu�on�y un#i�such prv�eedinc�s
<br /> are conc[ud�d;ar�cy secures from the ha[derofthe lien an agreement sa#is€actaryta Lendersubo�dinating
<br /> the�ien#v this Security Instrument.If Lender determines that any part of the Prope€�y is sub�ect tv a li�n
<br /> `nrhich can aftain�rior�ty o�er�his Securi�y Instrument, Lender may give Sor�vwer a nv�ice ident�fjring
<br /> the�ien.1llTithin 10 da�s of the date vn whiGh that na��ce is giWen,Borrower shal!satisfy the�ien�r take
<br /> one or more of the activns set farth abvWe in this Section 4.
<br /> Lender may require �3arrav�rer t❑�ay a ane-tim� charge�ar a r�al estate tax Wer�ficativn andl�r
<br /> repo�ting senrice used by Lender in connection with#his Loan.
<br /> 5. Prvperty tnsurance.Bvrrowershail keep the imp�o�ements no►�v ex�sting vrhereaftererected on
<br /> the Prop�rty insu�ed agains#ivss by fi�e,hazards inciuded�nri�hin the term"extend�d caverage,"and any
<br /> other hazards inc�uding,k�ut no�limited ta,�art�iquakes and�aads,fvr whi�h Lender requires�nsurance.
<br /> This insurance sha��loe maintained�n the amaunts�inc�uding deduct�ble levels}and fnr the periods tha�
<br /> Lender requires. VVhat Lender requir�s pursuant to the preceding sen�ences can change dur�ng�he
<br /> term a�the�.oan.The€nsu�ance carri�r prov�ding�he insurance shall be chosen by Borrower su�je��t�
<br /> Lender's ngh�fo disappro�e Borrower's chaic�,which right shal!not be exercised unreasonably.Lender
<br /> may require Bvrrvwer tv pay,in connection wi�h th�s Loan;eithe�:�a}a one-time charge€or flaod zone
<br /> determination,ce�tification and#racking senrices;ar�b}a❑ne-time charg�far f#oad z�ne determ�nation
<br /> and ce�tificatifln se�vices and subsequenf charges each t�me remappings or similar changes v�curvuh�ch
<br /> reasflnabiy migh�affe�t such determination or certif€cation.Borrvwer sha�l alsa be respansib�e f�r#h�
<br /> paym�nt of any fees imposed hy the Federal Emergency Management Agency in connectian wi�h the
<br /> review❑f any flood zone determinativn��sulting fram an objection by Barrovv�r.
<br /> [f Borrower fails��ma�nta�n any o�the cvverages described aba�e,Lend�r��ay obta�n insurance
<br /> cave�age,at L�nder's optian and Bor�owe�'s expense.Lender is unde�no obligation ta pu�chase any
<br /> par�icu�ar�ype ar amount��co�erage.T��refore,such��verage sha�f Gover Lender,but might vr might
<br /> nvt prate�t Borrower,Bor�vwer's e�uity in the Prope�y,o�the c�nten�s of the Property,against any risk,
<br /> hazard ar[iabilify and m�ght pra�ide greater or lesser cov��age than was previausiy in effect.Bvrrower
<br /> NEBRASKA--Singie�am�ly--Fa�tnie MaelFreddie Mac UN1�4RP�i�NSTRUMENT �orm 3�28'�101
<br /> Elfie Mae,�nc- Page 4 of�� NE�t]EED D415
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