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<br /> • , D. UlVat?A1H SEGURITY INSTRUMENT:G�VERNING LAW;SEVEItAHILI'IY .
<br /> Uniform Covcnant 1 S of the Sccurity Insirumrnt i�ameaded to rcaA as fo!!owa:
<br /> — � 1�. U�ifa��8ty i�t;Go�ent�Ia�r;Sererabiliry.This form nf Sesurity Iastr�unent camfsiars uni£Qrm cov�nants for rt�ti0naf use
<br /> and aoa-utiform covcnaats witfa�i„�ited iar+aii�ns i�y jurzsdic�ioo to constitute a uniform securiry instrument covering rqi properiy. This
<br /> - � Security Inscrument shs11 be governed hy Fecleral Iaw and thc Iaw of the jurisdictiort in whic!►t6e Pcoperty is lacate�!n the eveat that any
<br /> p�eYisiva oc elause oF this Seauity i�t �r��esz tt�Nate eofltlicts un�applieabte l�w,suct�canflict s�all not ef.ect a�p�ovisions of ti�
<br /> Seeurit3r Iestrtuntat or the Note ehicb can be�vrn tffert witta�out the conflictiag provisiam,and w this end the provisians of tlzis Sot�uity
<br /> Instrument and the Nots are declartd to be severable.
<br /> � E. TRANSFER OF THE lltOtEiCIY OR A BENEPICUL II�TERESI'IN�O1tROWER
<br /> � Uniform Covenant 17 of tt�e Sxurity Insavment is amended to read as faIIaws: �
<br /> � , 17. ?ra�dee oE tl�e lro�1�or a at�e�ia1 i�terat i�aorrower.If all or�ny part of the Property or aw in[erest tberein is soid or transferred
<br /> (or if s beneficial intaest in Borrowu is sold or traasferred and Borrower Is not a natural peraon)withtint Lender's �ri�r wri:ten ce�nsent, .
<br /> Lsader msy,at Lender's option.declare all the sumi sxured by Aus Secazity I�sfru�ment to be immcdiately due and payable.He•�vever,this
<br /> option shaU not be exercised by Leidder if e�ercist is not authorized by Federai i,aw,Lender may waive tho eaercisa of this optson if:(a)Borrower
<br />- -causes to 6e subraivaf to Leader information required by Lender to evatuace the incended transferce as if a oew loau were bcina made to the
<br /> . traasferee;and(b)Lend�reaso�bly det�mines tLat Lender's security wlll not be impaired by tLe Ioaa assumption a�nd iiui the rI�ic of the
<br /> bre�eh of any covenant or agrameuf ia tfti,s.�ee�u�ity Iastrument is acceptabie to I.tadec. �
<br /> To t6e extmt permitted by appl�at6ietaw,Latder�ay chuge a rasonable fee as a candiuon to Lrnder's coasent to thc leaa assumptioa . ,
<br /> Lender msg also require the traasface ta ke�all the Fromises aad agreemeats madt in the Notc and in this Socuriry Instnuncsi� �
<br /> � "If Leader exercises sur.6 option ta�cszlerate,L.eader shall mail Borrower notice of accrl:raEEOn in accordaucx wit�p�agraph 14 hereaf. .
<br /> . �t�rfr�tice ahs[!provide a period of nat less than 30 days from the date ihe norice is ma7ed witiriQ which Borrower may pay t�e sums declarM •
<br /> tki�ff S+�mrau faifs to pay such sums prior to the expiration of such pesioci,Lendcr may,without fwther notice or demand on Barrir�er,
<br /> ia-�oYt any remedies permitted by this Savrity Instrum�t.„
<br /> "Notwithstanding a sale or uansfer,Borrower vn'll continue to be obligated ur�xer th�e Note and this Sece.:rity Instrumen.::uritess Lender has . •
<br /> � rdeased Bortowtr in writing."
<br /> F. LOAN CHANGFS . - '
<br /> If the loan securod by the Security Instrument is subject to a law which sets a;�r�num loan charges,and that law is finally interpreted so ' •
<br /> ' that the interest ar other toan charges cQ,I�ted or to be collected in connxtion wiz:�i�e loain es�ed permitted timits.then:(1}any such loan �
<br /> charge shall irc teducod by the amonnt m�-�ary to r�uce the charge to the pemiitted limit;a�d�2}any sums already collected from bortower . ��
<br /> which eaceeded permitted limits will be ref�ded to Banower.Lender may choose ra rnake this refunQ by reducing the principal owed under the � �*•�`
<br /> Nofe or by malong a direct payment to Benower.If�r�snd reduces principal,t��reduction will be treated as a P��1 Prepayment under the
<br /> Nota •
<br /> IN Wi��SS WHEREpF,Borra�ra h�s exccated thb Adjusts?�;e Ratq Rlder. '-�
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<br /> ausSELL o ROPTE soR. o x . .
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<br /> 5 PMELA J ROP �RROWER
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