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2� 17�2�84
<br /> The Funds sha11 be held in an institution�hose d�p�sits are �nsured by a federal agency, instrumenta.lity,or
<br /> entity(in�luding Len�er, �f Lender is an institution whose depos�ts are so insured}or in any Federal Home
<br /> Loan Bank, Lender sha11 apply the Funds to pay the Escro�Items no later than the time specified under
<br /> RESPA, Lender shall not charge Barrower for h�lding and applying�he Funds,annually analyzing the
<br /> escraw account, or verifying the Escrow�tems, unZess Lenaer pa�s Borro�ver interest on the�t�nas and
<br /> Applicable Law permit�Lender to make such a charge, �Tn��ss an agreem�nt is�made in writing or
<br /> Applicable Law requires interest to be paid on the Funds, Lender sha��not be required to pay Borrower any
<br /> interest or�arnings on the Funds. Borrower and Lender can agree in�riting,hawever,that interest shall be
<br /> paid on the Funds. Lender sha11 give to Borrower,without charge, an annua�accounting of the Funds as
<br /> requ�red by RE�F'A.
<br /> If there is a surp�us of Funds held in eserow,as defined under RESPA,Lender sha11 account�a Borrower for
<br /> the �xcess funds in accordance with RESPA. �f there is a shartage af Funds held in escro�v, as defined under
<br /> RESPA, Lender sha11 no�ify Borrower as required by RESPA,and Bonower sha11 pay to Lender the amaunt
<br /> nec�ssary to make up the shorta�e in a��ordance�vith RESPA,bu�in no more thar� 12 monthly payments. If
<br /> there is a deficiency of Funds held in escrow, as defined under RESPA,Lender shall notify Borrower as
<br /> required by RESPA,and Borrower shail pay to Lender�he amoun�necessary to make up�he def ciency in
<br /> accordance�rith RE�PA,�ut in no more than 1�monthly payrr�ents.
<br /> Upon payment in full of a11 sums secured by this Security�nstrument,Lender sha11 promptly refund to
<br /> Borrawer ariy Funds held by Lender.
<br /> 4. Char�es;Liens.Barrower shall pay all taxes, ass�ssments, charges, fines, and impositions attributa.ble to
<br /> the Property which can atta.in priority over this Seeurity Instrument, leasehold payments or�round r�nts an
<br /> the Property, if any, and Community Association Dues, Fees,and Assessments, if any. To the extent that
<br /> these items are Escrnw Items, Borrower sha11 pay them�n the manner provided in Section 3,
<br /> Borrower sha11 promptly discharge any lien which ha�priority over this Security Instrument unles�
<br /> �orrower: (a}agrees in writing ta the pa}�ment of the obligati�n secured by the lien in a manner acceptable
<br /> to Lender,but only so long as B�rrower is performing such agreement; (b}contests the lien in good faith by,
<br /> or defends against enforcement of the ���n in, Iegal proc�edings which in Lender's opinion operate to pre�ent
<br /> the enforc�m�nt of the lien while those proceedings are pendi�g,but only until�uch proceedings are
<br /> co�c�uded;or�c}se�ur�s from the holder of�he lien an�.greement satisfac�ory to Lender subordinat�ng the
<br /> lien to this Security Instrument, If Lender determines that any gart of the Property is subject to a lien�hich
<br /> can atta�n�ari.or�ty o�er this�ecurity�nstr�ment, Lend er ma�give Borro�er a n�ti�e i d enti f�ing the 1i en.
<br /> Within 10 days of the date on wh�ch tha�notice ts given, Borrawer sha�l satisfy the lien or ta.ke one or more
<br /> of the actions set forth abo�e in�his Sectian 4.
<br /> Lender may require Borra�ver�o pay a one-time charge for a real estate tax�rerif cation andlor repor�ing
<br /> service used by Lender in cannection with this Loan.
<br /> 5. Property�nsuranee.Borrower sha�1 k�ep th� impro�emen�s n�w exist�ng or hereaf�er erected on the
<br /> Property insured against Iass by f�re, hazards included withi�the�erm "exten�ed�overage,"and any other
<br /> hazards including,but no�limited to, earthquakes and floods, far which Lender requires insurance. This
<br /> insuran�e sha��be maintained in the amounts�including deductib�e levels}and for the periods that Lender
<br /> requires. What Lender reyuir�s pursuant to the preceding sen�ences can change during the term t�f the Loan.
<br /> The insurance carrier providing the insurance sha11 be chosen by Borro�ver subject to Lender's right to
<br /> disapprave Banower's ehaice,which right shal�not be exercised unreasonab�y. Lender may require
<br /> Borrower�o pay, in conne�tion vvith this Loan, either: (a�a ane-time charge far flood zane determination,
<br /> certification and tracking�ervices;or�b}a ane-time charge for flood zone determination and cer�ification
<br /> NEBRASKA-�ingle Family-Fannie MaelFreddie Mac lJN1F�RM INSTRUMENT W1TH MERS Form 3�28 9Ifl1
<br /> VMP� � VMPfiA�NE}(13�2}.��
<br /> Wofters Kluwer Financial Services Page 6 ot?7
<br /> q�3373499�83 Oz33 �57 �617
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