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2� 17�2�84 Parcel �D Nu m ber: 4�D�4$1�7 which currently has the address of 28a� State St �,s��t� �rand I s�and (C'ity�, Nebraska�$$��--�5�� Zip Code} ("Property Address"}: T�C'rETHER WITH al1 th�improvements now or hereafter erected o�the prope�-ty,and a11 eas�ments, appurtenances,and�xtures no�r or hereafter a part of the property. A11 replacements and additions shall a1�o be covered by this Security Instrument, A�1 of the foregoing is referred to in this Security Instrument as the "Froperty." �orro�ver unde�'stands and agrees that MERS holds only legal title to t�e �n�erest granted by Borr�wer in this Security Instrument,but, if necessary�o eomply vvith 1aw or eustom, MERS(as nominee for Lender and Lender�'s suc�essors a�.d ass�gns}bas�he r�ght: t��xerc�se any�r all of those int�rests, �ncluding�bu�no�limited to,the right to for�close and sel�the Property;and to ta.ke any action required of Lender including,but not limited to,r�leasing and canceling this Security Instrument. B�RR��VER C�VENANTS that Borrower is lativfully seised of the esta.te hereby conVeyed and has the righ�to grant and convey the Pr�perty and that the Property is unencumbered, except f�r encumbrances of re�ord. Barro�uer vUa.rrants and wil�d�fend generall�the title to the Pr�pe�against a11 claims�.nd demands, subj ect to any encumbrances of record. THIS �ECURITY INSTI�UMENT combines uniform covenants far national use and nan-uniform covenants with�imited variations by j urisdiction�o constitute a uniform security instrume�t co�ering real prop erty. Uniform�ovenants.�orrawer and �ender covenan�and agree as fa�lows: 'I. Paymen�of Principal,lnterest, Escrow Items, PrepaymentCharges,and Late�harges.Borro`uer sha11 pay�vhen due the principal af, and�nterest on,the debt evidenced b�the Note and any prepayment charges and�ate charges due under the Note. Borrower shall also pay funds for Escrovv Items pursuant to Sec�ion 3. Paymen�s due under the No�e and this Security Instrument shal�be mad� �n U.S. currency. Howeve�, �f any ch�c�or other YnstrurMent receYved by Lend�r as pa3rm��t�nder�the Note ar th�s Security �nstrument is re�urned to Lender unpaid,Lender may require that any or a11 subsequent payments due under �he Not�and�his Secur�ty Instrument be made in on.e or more of the following forms,as selected by Lender: (a}cash; �b}maney order; �c}certified check,bank check,treasurer's check or cashi�r's check, provided any such check is drawn upon an institution�vhose deposits are insured by a f�derai agency, i�strurxi�ntatity,or entity;or(d}EXectronic Funds Transfer. Payments are deemed received by L�nder vvhen received at the location designated in the Note or at such other lacation as may be desi�nated by Lender in accordance with the notice pro�isions in Section 15. Lender may return any payment or partia�payme�.t�f the payment ar paxtial payments are�nsufficient to bring the�.oan current. Lender may'accep�any payment or partial pa�ment insuff�cient to bring the Loan current,without vvaiver of any r�ghts hereund�r or prejudice to its rights ta refuse such payment or par�ial payments in the future, bu�Lender is n��obligated to apply such payments at the tim�such payments are accepted. If each Periodic Pa�ment is applied as of its schedu�ed due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until B�rro�ver makes payment to bring the Loan current, If Borrower daes n�t do sa within a reasonable period of time,Lender sha11 either apply such funds or return them�o Borrovver. If not applied earlier, such fun.ds wi11 be applied t�the outstanding principal balance under the Nate immediately prior to foreclosure.No offset or claim which Borrower might ha�e now or in th�future against Lender shall relieve Borro�ver from ma.king payn�ents due under the Note and this Security In�trument ar performing t�e��e�ants and agreements secured by this Secur�ty Instrument. NEBRASKA-Singie Family-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT WITH MERS Form 3428 1i�1 VMP� VAIIPfiA�NE}�1342�.�� Wait�rs Kluw�r Financiaf S�rvices Page 4 af�7 q�3373499483 ��33 457 4417